Schenectady County and Rotterdam Town property record for 204 Wendy Ct, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,091 sqft · built 1988 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,901 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.17-1-3 |
| Primary APN | 422800 58.17-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,091 sqft Living Area |
| 1st Floor Area | 1,851 sqft |
| 2nd Floor Area | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 196 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 109 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 422800581713 |
|---|---|
| Street Address | 204 WENDY CT |
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | R,G2ST,FP,2STY,TLSH CAROLINE MNR PHASE I-3 58.00-2-2.11 & 2.112 |
| Legal Subdivision | CAROLINE MANOR PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 33002 |
204 Wendy Ct is owned and occupied by two individuals who acquired it in July 2026.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Mar 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 16, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2026 |
| Transfer Doc | 0000019315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 31, 2026 |
| Property Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Document Number | 0000019315 |
| Book / Page | 2178 / 704 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202619315 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Document Number | 0000008823 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 5202/537 |
| Instrument | 202208823 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Document Number | 0000027460 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 5109/392 |
| Instrument | 202127460 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Address | PITTSFIELD, MA 01201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 224 Months |
| Due | Feb 20, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000014480 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 4752/106 |
| Instrument | 201714480 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2032 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 204 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Document Number | 0000014485 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | UNLIMITED ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 WENDY CT SCHENECTADY NY 123062500, SCHENECTADY, NY 12306-2500 |
| Document Number | 0000014485 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 004752/000125 |
| Instrument | 14485 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368-2240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 204 Wendy Ct was $10,901 with a homeowner's exemption, down 7.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,901.00 (-7.23%) Homeowner's exemption | ||
| 2025 | $11,750.00 | $293,000 Land $27,000 Building $266,000 | $450,800 Land $41,541 Building $409,259 |
| 2023 | $293,000 Land $27,000 Building $266,000 | $385,500 Land $35,524 Building $349,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Wendy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Wendy Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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