Cleveland County property record for 204 Watterson Rd, Grover, NC 28073
| Property Type | Mobile Home |
|---|---|
| Details | 1,620 sqft · built 2003 |
| Lot Size | 3.42 acres (149,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,149 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57225 |
| Primary APN | 57225 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,620 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 149,003 sqft (3.42 acres) |
| Deck Area | 96 sqft |
| Storage Building | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1201925 |
|---|---|
| Street Address | 204 WATTERSON RD |
| City | GROVER |
| State | NC |
| Zip | 28073 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R15 |
| Legal Description | #4 PB25-193 OFF RD#2229 |
| Legal Subdivision | SUNSHINE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 245 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950604 |
204 Watterson Rd, a mobile home, is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 WATTERSON RD, GROVER, NC 28073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 11, 2026 |
| Property Address | 204 WATTERSON RD, GROVER, NC 28073 |
| Document Number | 0200128191 |
| Book / Page | 1973 / 2827 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026200128191 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 WATTERSON RD, GROVER, NC 28073 |
| Investor | Possibly a Property Investor |
| Document Number | 0200128191, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 1973/2827 |
| Instrument | 2026200128191 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 204 Watterson Rd was $1,149, up 6.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,149.00 (+6.88%) | $169,305 (-) Land $32,432 Building $136,873 | $169,305 (-) Land $32,432 Building $136,873 |
| 2025 | $1,075.00 | $169,305 Land $32,432 Building $136,873 | $169,305 Land $32,432 Building $136,873 |
| 2023 | $148,807 Land $27,666 Building $121,141 | $148,807 Land $27,666 Building $121,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Watterson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 Watterson Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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