204 W Rose Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 204 W Rose Ln, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,566 sqft Building Perimeter
Lot Size12,632 sqft (0.29 acres)
GarageMixed, 176 sqft
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APN07-12-317-004-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,566 sqft Building Perimeter
1st Floor1,566 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area12,632 sqft (0.29 acres)
DrivewayDriveway Concrete
Driveway Area595 sqft Driveway
Garage TypeMixed Garage
Garage Area176 sqft Garage
Patio Area264 sqft Patio
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address204 W ROSE LN
CityWATERLOO
StateIL
Zip62298-5582
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 ROSE MEADOWS PHASE 1
Legal Range10W
Legal Township02S
Legal Section12
Legal SubdivisionROSE MEADOWS
Legal Lot Number4
JurisdictionMONROE IL
Minor Civil Division30
Census Blockgroup2
Census Block2054
Census Tract600402

Owner

Source: Monroe County records · APN 07-12-317-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address204 W ROSE LN, WATERLOO, IL 62298-5582
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 15, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 19, 2019
Transfer Doc0000403737
Record RefreshedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address204 W ROSE LN, WATERLOO, IL 62298-5582
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000411088
DateSep 21, 2020
Instrument411088
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateSep 23, 2019
Property Address204 W ROSE LN, WATERLOO, IL 62298-5582
Document Number0000403737
Instrument DateSep 19, 2019
Instrument403737
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address204 W ROSE LN WATERLOO IL 622985582, WATERLOO, IL 62298-5582

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address204 W ROSE LN, WATERLOO, IL 62298-5582
Document Number0000393070
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedDec 04, 2017
Title CompanyTOWN AND COUNTRY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address204 W ROSE LN WATERLOO IL 622985582, WATERLOO, IL 62298-5582

Mortgage

Document Number0000393070
DateNov 22, 2017
Instrument393070
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$116,750 (+27.3%) Land $16,840 Building $99,910$350,250 (+27.3%) Land $50,520 Building $299,730
2022Disabled Person's exemption Additional exemption filed$91,710 Land $15,450 Building $76,260$275,130 Land $46,350 Building $228,780

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