204 W Riverside Dr, McHenry, IL 60051 Property Records

McHenry County property record for 204 W Riverside Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,083 sqft · built 1927
Lot Size0.387 acres (16,896 sqft)
OwnerIndividual Name on Record
Last Sale$122,500 (Jun 2019)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN10-32-478-018

Property Details

APN / Parcel Number

Primary APN10-32-478-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,083 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1927
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area16,896 sqft
Lot Dimensions132 ft deep x 128 ft wide
Deck Area21 sqft

Location & Zoning

Street Address204 W RIVERSIDE DR
CityMCHENRY
StateIL
Zip60051-8784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0017942 LT 20 BLK 23 SAMPSON SEX & CO LILY LAKE SUB
Legal Range09E
Legal Township45N
Legal Section32
Legal SubdivisionSAMPSON SEX CO LILY LAKE
Legal Block23
Legal Lot Number20
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4041
Census Tract870702

Owner

Source: McHenry County records, as of August 7, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address204 W RIVERSIDE DR, MCHENRY, IL 60051-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleMay 19, 2014 · Amount on Record
Deed Document Number2019R0017942
Record UpdatedJun 7, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 19, 2019
Property Address204 W RIVERSIDE DR, MCHENRY, IL 60051-8784
Document Number0000017942
Map ReferenceMB5 PG81 DOC74254
Instrument DateJun 17, 2019
Instrument2019R0017942
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.75
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 W RIVERSIDE DR, MCHENRY, IL 60051-8784

Mortgage

Document Number0000017943
DateJun 19, 2019
Instrument2019R0017943
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityLakemoor Village
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$39,996 Land $2,462 Building $37,534$119,988 Land $7,386 Building $112,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation752.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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