204 W Randolph St, Nappanee, IN 46550 Property Records

Elkhart County property record for 204 W Randolph St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$157,600 (Jun 2022)
Tax Bill	$2,040 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-436-009.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-436-009.000-021`
Alternative APN	`1336436009021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	138 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	204 W RANDOLPH ST
City	NAPPANEE
State	IN
Zip	46550-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	METZLERS 3RD 4X8R 5R W SE COR LOT 2
Legal Subdivision	METZLERS 3RD
Legal Block	436
Legal Lot Number	2
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3005
Census Tract	1100

Owner

Source: Elkhart County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 W RANDOLPH ST, NAPPANEE, IN 46550-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	202213178
Prior Transfer Date	Mar 9, 2012
Prior Transfer Doc	0000005453
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	204 W RANDOLPH ST, NAPPANEE, IN 46550-2552
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W RANDOLPH ST, NAPPANEE, IN 46550-2552

Mortgage

Document Number	0000005186
Date	Apr 1, 2024
Instrument	2024-05186

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jun 20, 2022
Property Address	204 W RANDOLPH ST, NAPPANEE, IN 46550-2552
Document Number	0000003178
Instrument Date	Jun 4, 2022
Instrument	2022-13178
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W RANDOLPH ST, NAPPANEE, IN 46550-2552

Mortgage

Document Number	0000003179
Date	Jun 20, 2022
Instrument	2022-13179

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000003180
Date	Jun 20, 2022
Instrument	2022-13180

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,100 (+11.11%) Land $10,900 Building $210,200	$221,100 (+11.11%) Land $10,900 Building $210,200
2024	$2,040.00 (+20.21%)	$199,000 (+12.49%) Land $10,900 Building $188,100	$199,000 (+12.49%) Land $10,900 Building $188,100
2023		$176,900 (+7.21%) Land $10,900 Building $166,000	$176,900 (+7.21%) Land $10,900 Building $166,000
2022	$1,697.00 Homeowner's exemption	$165,000 Land $10,900 Building $154,100	$165,000 Land $10,900 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Fourway Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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