204 W Main St, Floyd, VA 24091 Property Records

Floyd County property record for 204 W Main St, Floyd, VA 24091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,610 sqft · built 1849
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Jul 2024)
Tax Bill	$3,564 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55A1-1-F-1`

Property Details

APN / Parcel Number

Primary APN	`55A1-1-F-1`
Alternative APN	`R006482`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	3,610 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	9 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1849
Effective Year Built	Effective 1849
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Material	Galvanized Metal
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	R006482
Street Address	204 W MAIN ST
City	FLOYD
State	VA
Zip	24091-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W MAIN ST
Jurisdiction	FLOYD VA
Township / Civil Division	COURT HOUSE
Census Block Group	1
Census Block	1038
Census Tract	920104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Floyd Historic District listed 2005 · 166 contributing resources · NRIS 05001266
Individually Listed	Glenanna listed 2002 · 6 contributing resources · NRIS 02000523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Floyd County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 JOHNNYCAKE MOUNTAIN RD, BURLINGTON, CT 06013-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Feb 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SUNTRUST BANK
Jan 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	20241174
Prior Transfer Date	Jan 10, 2019
Prior Transfer Doc	0000000141
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	204 W MAIN ST, FLOYD, VA 24091-2304
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000201
Date	Feb 7, 2019
Instrument	190000201

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	204 W MAIN ST, FLOYD, VA 24091-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000201
Date	Feb 7, 2019
Instrument	190000201

Lender

Name	SUNTRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLOYD VA
Recording Date	Jan 25, 2019
Property Address	204 W MAIN ST, FLOYD, VA 24091-2304
Document Number	190000141
Instrument Date	Jan 10, 2019
Instrument	190000141
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 W MAIN ST, FLOYD, VA 24091-2304

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Municipality	Floyd Town
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,564.00 (+4.55%)	$774,800 (-) Land $150,000 Building $624,800
2025	$3,409.00	$774,800 Land $150,000 Building $624,800	$774,800 Land $150,000 Building $624,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD-FLOYD CO PSA serves 2,300 people · EPA ID VA1063220
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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