204 W House St, Duluth, MN 55808 Property Records

St. Louis County property record for 204 W House St, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 750 sqft · built 1915
Lot Size0.07 acres (3,057 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Nov 2021)
Tax Bill$2,036 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-3290-00170

Property Details

APN / Parcel Number

Primary APN010-3290-00170
Alternative APN
  • 1119959

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area750 sqft Gross Area
1st Floor Area500 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Lot Area3,057 sqft (0.07 acres)
Garage Area240 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area98 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1119959
Street Address204 W HOUSE ST
CityDULUTH
StateMN
Zip55808-1840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0005 BLOCK:002 SERIAL #
Legal SubdivisionMOORES REARR IN GARY 1ST DIV
Legal Block2
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3008
Census Tract3800

Owner

Source: St. Louis County records · APN 010-3290-00170

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 W HOUSE ST, DULUTH, MN 55808-1840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 20, 2017Warranty Deed, Transfer · Conventional with PMI
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2021 · Amount on Record
Deed SaleNov 01, 2021 · Amount on Record
Prior SaleSep 20, 2017 · Amount on Record
Deed Document Number20211048913
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 01, 2021
Property Address204 W HOUSE ST, DULUTH, MN 55808-1840
Document Number0001048913
Instrument DateOct 15, 2021
Instrument1048913
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 W HOUSE ST, DULUTH, MN 55808-1840

Mortgage

Document Number0001048914
DateNov 01, 2021
Instrument1048914
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2041

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 20, 2017
Property Address204 W HOUSE ST, DULUTH, MN 55808-1840
Document Number000T989953
Instrument DateSep 07, 2017
InstrumentT989953
Transaction TypeTransfer
Record UpdatedOct 02, 2017
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address204 W HOUSE ST DULUTH MN 558081840, DULUTH, MN 55808-1840

Mortgage

Document NumberT989954
DateSep 20, 2017
InstrumentT989954
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 19, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,036.00 (+13.24%)
2025$1,798.00 (-0.77%)$144,500 (+11.41%) Land $7,300 Building $137,200$144,500 (+11.41%) Land $7,300 Building $137,200
2024$1,812.00$129,700 (+10.1%) Land $7,100 Building $122,600$129,700 (+10.1%) Land $7,100 Building $122,600
2022$117,800 Land $8,800 Building $109,000$117,800 Land $8,800 Building $109,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370038003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims22 (1979–2012)
Claims Outside the SFHA5 of 22
Most Recent ClaimJun 2012 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 14 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AirFiber.

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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