204 W Gibson, Thorndale, TX 76577 Property Records

Milam County property record for 204 W Gibson, Thorndale, TX 76577

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,846 sqft · built 1956
Lot Size	0.418 acres (18,226 sqft)
Owner	2 Individual Names on File
Last Sale	$267,760 (Sep 2023)
Tax Bill	$6,456 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 1 more
APN	`S14600-00E-02-00`

Property Details

APN / Parcel Number

Primary APN	`S14600-00E-02-00`
Alternative APN	`R19743`

Interior

Bedrooms	4 Beds
Building Area	1,846 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Type	Hip
Lot Area	18,226 sqft (0.418 acres)
Lot Dimensions	135 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	380 sqft
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	S14600-00E-02-00
Street Address	204 W GIBSON
City	THORNDALE
State	TX
Zip	76577-5472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S14600 MOERBE BLK E LOT 2
Legal Subdivision	C AUG MOERBE S FIRST ADDITION
Legal Block	E
Legal Lot Number	2
Jurisdiction	MILAM TX
Township / Civil Division	THORNDALE
Census Block Group	2
Census Block	2010
Census Tract	950800

Owner

204 W Gibson is owned and occupied by two individuals who bought it in September 2023.

Source: Milam County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 W GIBSON, THORNDALE, TX 76577-5472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 25, 2023	Vendor's Lien, Transfer · FHA Mortgage THE MORTGAGE LINK INC
Feb 24, 2020	Vendor's Lien, Transfer · FHA Mortgage UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Feb 24, 2020 · Amount on File
Deed Document Number	20233984
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000000650
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILAM TX
Property Address	204 W GIBSON, THORNDALE, TX 76577-5472
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W GIBSON, THORNDALE, TX 76577-5472

Mortgage

Document Number	0020254425
Date	Oct 1, 2025
Instrument	2025-4425

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2053

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MILAM TX
Recording Date	Sep 25, 2023
Property Address	204 W GIBSON, THORNDALE, TX 76577-5472
Document Number	0000003984
Map Reference	CAB A SL 31-C
Instrument Date	Sep 22, 2023
Instrument	3984
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	LONGHORN TITLE COMPANY INC, LONGHORN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W GIBSON, THORNDALE, TX 76577-5472

Mortgage

Document Number	0000003985
Date	Sep 25, 2023
Instrument	3985

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MILAM TX
Recording Date	Feb 24, 2020
Property Address	204 W GIBSON, THORNDALE, TX 76577-5472
Document Number	0000000650
Map Reference	CAB A SL 31-C
Instrument Date	Feb 21, 2020
Instrument	650
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	LONGHORN TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W GIBSON, THORNDALE, TX 76577-5472

Mortgage

Document Number	0000000651
Date	Feb 24, 2020
Instrument	651

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 204 W Gibson was $6,456 with a homeowner's exemption, up 37.7% from the year before.

Source: Milam County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Milam County
Municipality	Thorndale City
Unified School District	Thorndale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,456.00 (+37.74%) Homeowner's exemption
2025	$4,687.00 Homeowner's exemption	$294,680 Land $48,840 Building $245,840	$294,680 Land $48,840 Building $245,840
2023		$271,450 Land $8,750 Building $262,700	$271,450 Land $8,750 Building $262,700
2022	$2,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 204 W Gibson.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 W Gibson is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNDALE serves 1,400 people · EPA ID TX1660003
Water Source	Purchased groundwater from SOUTHWEST MILAM WSC
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SOS Communications, Verizon.

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