204 W Division St, Bloomington, IL 61701 Property Records

McLean County property record for 204 W Division St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1910
Lot Size	0.188 acres (8,199 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Apr 2020)
Tax Bill	$3,565 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-33-326-008`

Property Details

APN / Parcel Number

Primary APN	`14-33-326-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,044 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,199 sqft (0.188 acres)
Lot Dimensions	140 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	336 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	204 W DIVISION ST
City	BLOOMINGTON
State	IL
Zip	61701-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WALNUT HILL ADD LOT 2 & (EX W50) LOT 3 BLK 1
Legal Range	02E
Legal Township	24N
Legal Section	33
Legal Subdivision	WALNUT HILL
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1001
Census Tract	1303

Owner

204 W Division St is owned and occupied by an individual who bought it in April 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	204 W DIVISION ST, BLOOMINGTON, IL 61701-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 29, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Oct 12, 2018	Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Oct 12, 2018 · Amount on File
Deed Document Number	20207402
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 17, 2023
Property Address	204 W DIVISION ST, BLOOMINGTON, IL 61701-1604
Document Number	202300015764
Instrument Date	Nov 8, 2023
Instrument	2023-00015764
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W DIVISION ST, BLOOMINGTON, IL 61701-1604
Investor	Possibly a Property Investor

Mortgage

Document Number	202300015765
Date	Nov 17, 2023
Instrument	2023-00015765

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.87%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 29, 2020
Property Address	204 W DIVISION ST, BLOOMINGTON, IL 61701-1604
Document Number	202000007402
Instrument Date	Apr 24, 2020
Instrument	2020-00007402
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W DIVISION ST, BLOOMINGTON, IL 61701-1604

Mortgage

Document Number	202000007403
Date	Apr 29, 2020
Instrument	2020-00007403

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 12, 2018
Property Address	204 W DIVISION ST, BLOOMINGTON, IL 61701-1604
Document Number	201800016882
Instrument Date	Jun 11, 2018
Instrument	2018-00016882
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 E GROVE ST, BLOOMINGTON, IL 61701-4210

Mortgage

Document Number	201800016883
Date	Oct 12, 2018
Instrument	2018-00016883

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,204 Land $10,824 Building $43,380	$162,612 Land $32,472 Building $130,140
2024	$3,565.00 (+17.42%)
2023	$3,036.00 (+1.34%)	$42,336 (+2.62%) Land $8,454 Building $33,882	$127,008 (+2.62%) Land $25,362 Building $101,646
2022	$2,996.00	$41,255 Land $8,238 Building $33,017	$123,765 Land $24,714 Building $99,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 W Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 W Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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