204 W Commerce St, Uvalde, TX 78801 Property Records

Uvalde County property record for 204 W Commerce St, Uvalde, TX 78801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,539 sqft · built 2023
Lot Size	0.289 acres (12,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,644 (Jan 2024)
Tax Bill	$5,412 (2026)
Deeds & Mortgages	Jun 2023 Construction Loan Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10400-0034-00`

Property Details

APN / Parcel Number

Primary APN	`10400-0034-00`
Alternative APN	`13567`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	720 sqft
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Porch	Slab

Location & Zoning

Account Number	10400-0034-00
Street Address	204 W COMMERCE ST
City	UVALDE
State	TX
Zip	78801-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10400 NORTH UVALDE SUBDIVISION LOT 13,14,15 BLK 3
Legal Subdivision	NORTH UVALDE SUBDIVISION
Legal Block	3
Legal Lot Number	13-15
Jurisdiction	UVALDE TX
Township / Civil Division	UVALDE
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

Source: Uvalde County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 W COMMERCE ST, UVALDE, TX 78801-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Construction Mortgage TXN BANK NA
Jan 31, 2024	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Apr 6, 2023
Deed Document Number	202420991
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UVALDE TX
Property Address	204 W COMMERCE ST, UVALDE, TX 78801-3310
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	MISSION TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 EMMS AY, UVALDE, TX 78801

Mortgage

Document Number	2023018985
Date	Jun 16, 2023
Instrument	2023018985

Lender

Name	TXN BANK NA
Type	Bank
Address	HONDO, TX 78861

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2024

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UVALDE TX
Recording Date	Jan 31, 2024
Property Address	204 W COMMERCE ST, UVALDE, TX 78801-3310
Document Number	2024020991
Map Reference	SL 8 SIDE A
Instrument Date	Jan 31, 2024
Instrument	2024020991
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	MISSION TITLE LP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	396 EMMA WAY, UVALDE, TX 78801-2255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W COMMERCE ST, UVALDE, TX 78801-3310

Mortgage

Document Number	2024020992
Date	Jan 31, 2024
Instrument	2024020992

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	2024020993
Date	Jan 31, 2024
Instrument	2024020993

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 31, 2027

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UVALDE TX
Recording Date	Apr 6, 2023
Property Address	204 W COMMERCE ST, UVALDE, TX 78801-3310
Document Number	2023018233
Map Reference	VOL 1 PG 15
Instrument Date	Apr 6, 2023
Instrument	2023018233
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 EMMA WAY, UVALDE, TX 78801

Tax Assessment & Valuation

Source: Uvalde County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Uvalde County
Municipality	Uvalde City
Unified School District	Uvalde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,412.00 (+22.11%)	$271,992 (-0.02%) Land $40,824 Building $231,168	$271,992 (-0.02%) Land $40,824 Building $231,168
2025	$4,432.00 (+439.17%) Homeowner's exemption	$272,052 (+576.85%) Land $40,824 Building $231,228	$272,052 (+576.85%) Land $40,824 Building $231,228
2023	$822.00	$40,194 Land $40,194	$40,194 Land $40,194

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Most Recent Claim	Jul 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UVALDE serves 17,450 people · EPA ID TX2320002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lyte Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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