204 W 4th St, Atlantic, IA 50022 Property Records

Cass County property record for 204 W 4th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 781 sqft · built 1950
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Apr 2014)
Tax Bill	$1,142 (2026)
Deeds & Mortgages	Nov 2005 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303004933001000`

Property Details

APN / Parcel Number

Primary APN	`303004933001000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	781 sqft Living Area
1st Floor Area	781 sqft
Basement Area	781 sqft
Unfinished Basement	781 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	50 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	321 sqft
Parking Spaces	1 Parking Space
Deck Area	272 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	204 W 4TH ST
City	ATLANTIC
State	IA
Zip	50022-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W70' LOT 6 BLK 11
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	11
Legal Lot Number	6
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2034
Census Tract	190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 W 4TH ST, ATLANTIC, IA 50022-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2005	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 29, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2014707
Deed Book / Page	2014 / 707
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	204 W 4TH ST, ATLANTIC, IA 50022-1203
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02005/2643
Date	Nov 15, 2005
Book Page	2005/2643
Instrument	02005_02643

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 15, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	204 W 4TH ST, ATLANTIC, IA 50022-1203
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/380
Date	Mar 2, 2022
Book Page	2022/380
Instrument	2022-380

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	204 W 4TH ST, ATLANTIC, IA 50022-1203
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001941
Date	Oct 29, 2018
Book Page	0000002018/0000001941

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	111 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,142.00 Homeowner's exemption	$77,320 (-) Land $4,550 Building $72,770	$77,320 (-) Land $4,550 Building $72,770
2025	$1,142.00 (+18.22%) Homeowner's exemption	$77,320 (+44.55%) Land $4,550 Building $72,770	$77,320 (+44.55%) Land $4,550 Building $72,770
2024	$966.00 (+9.03%)
2023		$53,490 Land $4,550 Building $48,940	$53,490 Land $4,550 Building $48,940
2022	$886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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