204 W 3rd Ave, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 204 W 3rd Ave, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,968 sqft · built 1900
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2025)
Tax Bill	$4,447 (2026)
Deeds & Mortgages	Oct 2005 Mortgage Dec 2024 Line of Credit + 1 more
APN	`170800 174.11-13-8`

Property Details

APN / Parcel Number

Primary APN	`170800 174.11-13-8`
Alternative APN	`080017401100130080000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	855 sqft
Upper Floors Area	1,113 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	153 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 W 3RD AVE
City	JOHNSTOWN
State	NY
Zip	12095-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	13
Legal Lot Number	8.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	2
Census Block	2018
Census Tract	971300

Owner

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1643 US ROUTE 9, STUYVESANT, NY 12173-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2005	Deed of Trust, Mortgage STATE EMPLOYEE FEDERAL CREDIT UNION (NY)
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Oct 20, 2025	Warranty Deed, Transfer HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Deed Document Number	202593802
Prior Transfer Date	Apr 9, 2024
Prior Transfer Doc	0202487657
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	204 W 3RD AVE, JOHNSTOWN, NY 12095-2901
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001678/0000000347
Date	Oct 11, 2005
Book Page	0000001678/0000000347

Lender

Name	STATE EMPLOYEE FEDERAL CREDIT UNION (NY)
Type	Credit Union

Agreement

Amount	Amount on Record
Term	3 Months
Due	Jan 1, 2006

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	204 W 3RD AVE, JOHNSTOWN, NY 12095-2901
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202489415
Date	Dec 13, 2024
Instrument	2024-89415

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Oct 20, 2025
Property Address	204 W 3RD AVE, JOHNSTOWN, NY 12095-2901
Document Number	0202593802
Instrument Date	Oct 8, 2025
Instrument	2025-93802
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1643 US ROUTE 9, STUYVESANT, NY 12173-1419

Mortgage

Document Number	0202593803
Date	Oct 20, 2025
Instrument	2025-93803

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,447.00 (-31.48%) Homeowner's exemption
2025	$6,490.00 (+7.88%)	$141,000 (-) Land $24,500 Building $116,500	$227,419 (+11.29%) Land $39,516 Building $187,903
2024	$6,016.00 Homeowner's exemption	$141,000 (-) Land $24,500 Building $116,500	$204,348 (+8.7%) Land $35,507 Building $168,841
2023		$141,000 Land $24,500 Building $116,500	$188,000 Land $32,667 Building $155,333

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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