204 W 2nd Ave, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 204 W 2nd Ave, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,901 sqft · built 1920
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2023)
Tax Bill	$6,796 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
APN	`170800 174.11-12-7`

Property Details

APN / Parcel Number

Primary APN	`170800 174.11-12-7`
Alternative APN	`080017401100120070000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,901 sqft Living Area
1st Floor Area	1,410 sqft
2nd Floor Area	1,458 sqft
Upper Floors Area	33 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 W 2ND AVE
City	JOHNSTOWN
State	NY
Zip	12095-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	12
Legal Lot Number	7.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	2
Census Block	2012
Census Tract	971300

Owner

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 W 2ND AVE, JOHNSTOWN, NY 12095-2934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 18, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE FINANCIAL FCU
Jul 6, 2020	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202383338
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	0202061771
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	204 W 2ND AVE, JOHNSTOWN, NY 12095-2934
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202594838
Date	Dec 26, 2025
Instrument	2025-94838

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Oct 18, 2023
Property Address	204 W 2ND AVE, JOHNSTOWN, NY 12095-2934
Document Number	0202383338
Instrument Date	Sep 27, 2023
Instrument	2023-83338
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 N PAWLING ST, HAGAMAN, NY 12086-7722

Mortgage

Document Number	0202383339
Date	Oct 18, 2023
Instrument	2023-83339

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	204 W 2ND AVE, JOHNSTOWN, NY 12095-2934
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202274465
Date	Apr 29, 2022
Instrument	2022-74465

Lender

Name	FIRST CHOICE FINANCIAL FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	FULTON NY
Recording Date	Jul 6, 2020
Property Address	204 W 2ND AVE, JOHNSTOWN, NY 12095-2934
Document Number	0202061771
Instrument Date	Jun 26, 2020
Instrument	2020-61771
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 W 2ND AVE, JOHNSTOWN, NY 12095-2934

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,796.00 (-31.49%)
2025	$9,920.00	$215,500 (+24.57%) Land $23,600 Building $191,900	$347,581 (+50.69%) Land $38,065 Building $309,516
2023		$173,000 (-) Land $23,600 Building $149,400	$230,667 (+12%) Land $31,467 Building $199,200
2022	Homeowner's exemption	$173,000 Land $23,600 Building $149,400	$205,952 Land $28,095 Building $177,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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