204 Vanderbilt Blvd, Locust, NC 28097 Property Records

Stanly County property record for 204 Vanderbilt Blvd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,449 sqft · built 2019
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$473,000 (Dec 2023)
Tax Bill$3,240 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN557502664121

Property Details

APN / Parcel Number

Primary APN557502664121
Alternative APNs
  • 1528207
  • 8361

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Stories2 Stories
Building Area2,449 sqft Finished Area
Gross Area3,113 sqft
Attic Area180 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area484 sqft
PorchPorch
Porch Area40 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1528207
Street Address204 VANDERBILT BLVD
CityLOCUST
StateNC
Zip28097-9434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPS
Legal DescriptionHSE 204 VANDERBILT BLVD LT 22 LOCUST VALLEY SUBD 557502092
Legal SubdivisionLOCUST VALLEY
Legal Lot Number22
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3021
Census Tract930801

Owner

Source: Stanly County records, as of April 11, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address206 VANDERBILT BLVD, LOCUST, NC 28097-9434
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 31, 2020Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2023 · Amount on Record
Deed SaleDec 11, 2023 · Amount on Record
Prior SaleJan 31, 2020 · Amount on Record
Deed Document Number463932
Deed Book / Page1839 / 993
Record UpdatedJun 7, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 11, 2023
Property Address204 VANDERBILT BLVD, LOCUST, NC 28097-9434
Document Number0000463932
Book / Page1839 / 993
Map ReferenceMB 19 PG 149&150
Instrument DateDec 5, 2023
Instrument463932
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$946.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address16547 SILVER RD, OAKBORO, NC 28129-8913

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 VANDERBILT BLVD, LOCUST, NC 28097-9434

Mortgage

Document Number0000463933
DateDec 11, 2023
Instrument463933
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJan 31, 2020
Property Address204 VANDERBILT BLVD, LOCUST, NC 28097-9434
Document Number0000416842
Book / Page001691 / 001385
Instrument DateJan 31, 2020
Instrument416842
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$590.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 VANDERBILT BLVD LOCUST NC 280979434, LOCUST, NC 28097-9434

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,240.00$297,315 Land $35,000 Building $262,315$297,315 Land $35,000 Building $262,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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