Santa Cruz County property record for 204 Thomas Ter, Scotts Valley, CA 95066
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,316 sqft · built 2021 |
| Lot Size | 0.027 acres (1,154 sqft) |
| Owner | Individual Name on File |
| Last Sale | $951,000 (May 2021) |
| Tax Bill | $12,846 (2025) |
| Deeds & Mortgages | Jun 2020 Construction Loan May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-941-07 |
| Primary APN | 022-941-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,316 sqft Living Area |
| Gross Area | 2,758 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 1,154 sqft (0.027 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | GLEN CANYON RD |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | TRACT NO 1599 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 120902 |
204 Thomas Ter, a townhouse, is owned by an individual who bought it in May 2021.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 THOMAS TER, SCOTTS VALLEY, CA 95066-4510 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage SANTA CRUZ COUNTY BANK |
| May 25, 2021 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on File |
| Deed Sale | May 25, 2021 · Amount on File |
| Deed Document Number | 202129297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 204 THOMAS TER, SCOTTS VALLEY, CA 95066-4510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000023155 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-0023155 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 25, 2021 |
| Property Address | 204 THOMAS TER, SCOTTS VALLEY, CA 95066-4510 |
| Document Number | 0000029297 |
| Map Reference | MB 128 PG 16 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021-0029297 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,046.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 THOMAS TER, SCOTTS VALLEY, CA 95066-4510 |
| Document Number | 0000029298 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-0029298 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 204 Thomas Ter was $12,846.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Scotts Valley City |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,049,980 (+2%) Land $648,095 Building $401,885 | ||
| 2025 | $12,846.00 | $1,029,393 Land $635,388 Building $394,005 | |
| 2023 | $11,803.00 (+1.87%) | $989,421 Land $610,715 Building $378,706 | $884,250 |
| 2022 | $11,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Thomas Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Thomas Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio, T-Mobile, Verizon.
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