Madison County property record for 204 Terri Ave, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,258 sqft |
| Lot Size | 0.446 acres (19,435 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-0011-0024 |
| Primary APN | B011-0011-0024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,258 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Basement Area | 1,258 sqft |
| Unfinished Basement | 1,258 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 19,435 sqft (0.446 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 61684 |
|---|---|
| Street Address | 204 TERRI AVE |
| City | BEREA |
| State | KY |
| Zip | 40403-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST MEADOWS LOT 24A |
| Legal Subdivision | SUNCREST |
| Legal Block | 1 |
| Legal Lot Number | 24A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11304 |
Source: Madison County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 TERRI AVE, BEREA, KY 40403-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 |
| Deed Sale | Oct 22, 2020 |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 202014022708 |
| Deed Book / Page | 765 / 786 |
| Prior Transfer Date | Sep 23, 2020 |
| Prior Transfer Doc | D00765/786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 204 TERRI AVE, BEREA, KY 40403-1818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2451/26 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | M2451/26 |
| Instrument | 2014326516 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 22, 2020 |
| Property Address | 204 TERRI AVE, BEREA, KY 40403-1818 |
| Document Number | D00765/786 |
| Book / Page | D00765 / 786 |
| Map Reference | CAB 7 PG 273 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2014022708 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 TERRI AVE, BEREA, KY 40403-1818 |
| Investor | Possibly a Property Investor |
| Document Number | 2014022709 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2014022709 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 (+53.53%) | $219,000 (+68.46%) | $219,000 (+68.46%) |
| 2023 | $1,700.00 | $130,000 | $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2010–2026) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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