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204 Terrapin Trce E, Columbia, SC 29229 Property Records

Richland County property record for 204 Terrapin Trce E, Columbia, SC 29229

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1998
Lot Size0.274 acres (11,949 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Dec 2022)
Tax Bill$2,752 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25904-06-07

Property Details

APN / Parcel Number

Primary APN25904-06-07
Alternative APNs
  • R25904-06-07
  • 01542003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Heated Area
Gross Area2,420 sqft
1st Floor Area1,604 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,949 sqft (0.274 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number01542003
Street Address204 TERRAPIN TRCE E
CityCOLUMBIA
StateSC
Zip29229-7900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-MD
Legal DescriptionLOT 49 65.7X153.3X65.7X9.2X156 #SU TURTLE CREEK PHASE I #PR RB57-2264 RB274-2108 RB334-2183
Legal SubdivisionTURTLE CREEK
Legal Phase1
Legal Lot Number49,65
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2007
Census Tract11425

Owner

204 Terrapin Trce E is owned by an individual who bought it in December 2022.

Source: Richland County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 6, 2020Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU
Jun 22, 2020Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2022 · Amount on File
Deed SaleDec 30, 2022 · Amount on File
Prior SaleMar 2, 2011 · Amount on File
Deed Document Number202270217
Deed Book / Page2806 / 270
Prior Transfer DateOct 25, 2010
Prior Transfer Doc0000070217
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateDec 30, 2022
Property Address204 TERRAPIN TRCE E, COLUMBIA, SC 29229-7900
Document Number0028060270
Book / Page2806 / 270
Map ReferenceMB 274 PG 2108
Instrument DateDec 28, 2022
Instrument2022070217
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$741.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 TERRAPIN TRCE E, COLUMBIA, SC 29229-7900

Mortgage

Document Number2022070218
DateDec 30, 2022
Instrument2022070218
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address204 TERRAPIN TRCE E, COLUMBIA, SC 29229-7900
Document Number2512/1416
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 TERRAPIN TRCE E COLUMBIA SC 292297900, COLUMBIA, SC 29229-7900

Mortgage

Document Number2512/1416
DateJul 25, 2020
Book Page002512/001416
Instrument36989
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 24, 2045
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address204 TERRAPIN TRCE E, COLUMBIA, SC 29229-7900
Document Number2507/3374
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 TERRAPIN TRCE E COLUMBIA SC 292297900, COLUMBIA, SC 29229-7900

Mortgage

Document Number2507/3374
DateJul 12, 2020
Book Page002507/003374
Instrument34220
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 11, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 204 Terrapin Trce E was $2,752.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,752.00$285,900 Land $35,000 Building $250,900$285,900 Land $35,000 Building $250,900
2023$2,700.00$6,304$157,600
2021$1,642.00$6,300$157,600 Land $28,000 Building $129,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Terrapin Trce E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Terrapin Trce E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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