204 Terranova Blvd, Winter Haven, FL 33884 Property Records

Polk County property record for 204 Terranova Blvd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,046 sqft · built 2004
Lot Size	0.256 acres (11,160 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Mar 2023)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-14-687805-000950`

Property Details

APN / Parcel Number

Primary APN	`26-29-14-687805-000950`
Alternative APNs	`142926687805000950` `42926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,160 sqft (0.256 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft
Porch	Unfinished Open Porch
Porch Area	216 sqft

Location & Zoning

Street Address	204 TERRANOVA BLVD
City	WINTER HAVEN
State	FL
Zip	33884-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 95
Legal Range	26E
Legal Township	29S
Legal Section	14
Legal Subdivision	TERRANOVA PHASE II
Legal Phase	II
Legal Tract	687805
Legal Block	4
Legal Lot Number	95
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4020
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-14-687805-000950

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 HARBOR DR, WINTER HAVEN, FL 33881-9609
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 20, 2019	Warranty Deed, Transfer · FHA Mortgage GENEVA FIN'L
Sep 01, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2023 · Amount on Record
Deed Sale	Mar 06, 2023 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202351316
Deed Book / Page	12603 / 1295
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	0000124054
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 06, 2023
Property Address	204 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Document Number	0000051316
Book / Page	12603 / 1295
Map Reference	MB 119 PG 42
Instrument Date	Feb 15, 2023
Instrument	2023051316
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 MILLENIA BLVD, ORLANDO, FL 32839-2085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 HARBOR DR, WINTER HAVEN, FL 33881-9609

Mortgage

Document Number	0126031297
Date	Mar 06, 2023
Instrument	12603/1297

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 20, 2019
Property Address	204 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Document Number	0110820582
Book / Page	011082 / 000582
Instrument Date	Dec 19, 2019
Instrument	270597
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 OVERLOOK GROVE DR WINTER HAVEN FL 338842381, WINTER HAVEN, FL 33884-2381

Mortgage

Document Number	110820584
Date	Dec 20, 2019
Book Page	011082/000584
Instrument	270598

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	204 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3419
Document Number	0106150101
Instrument Date	Sep 01, 2018
Transaction Type	Mortgage
Record Updated	Oct 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 TERRANOVA BLVD WINTER HAVEN FL 338843419, WINTER HAVEN, FL 33884-3419

Mortgage

Document Number	0106150101
Date	Sep 18, 2018
Book Page	010615/000101
Instrument	197778

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,996.00 (+74.26%)	$267,221 (+37.29%) Land $50,000 Building $217,221	$267,221 (-0.59%) Land $50,000 Building $217,221
2023	$2,867.00 (+3.06%)	$194,646 (+3%)	$268,800 (+9.94%) Land $48,000 Building $220,800
2022	$2,782.00 Homeowner's exemption	$188,977	$244,495 Land $40,000 Building $204,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 97 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 505 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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