204 Tern Ln, Altamonte Springs, FL 32701 Property Records

Seminole County property record for 204 Tern Ln, Altamonte Springs, FL 32701

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,343 sqft · built 1986
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$89,800 (Oct 2014)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-21-29-521-0000-0390`

Property Details

APN / Parcel Number

Primary APN	`11-21-29-521-0000-0390`
Alternative APN	`21291152100000390`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Attached
Garage Area	313 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 TERN LN
City	ALTAMONTE SPRINGS
State	FL
Zip	32701-7675
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 39 (LESS ELY 3.93 FT) & ELY 3.93 FT OF LOT 40 CRANES ROOST VILLAS PB 23 PGS 74-77
Legal Range	29E
Legal Township	21S
Legal Section	11
Legal Subdivision	CRANES ROOST VILLAS
Legal Tract	521
Legal Lot Number	39,40
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1009
Census Tract	21901

Owner

204 Tern Ln, a townhouse, is owned and occupied by an individual who bought it in October 2014.

Source: Seminole County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	204 TERN LN, ALTAMONTE SPRINGS, FL 32701-7675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2014 · Amount on File
Deed Sale	Oct 10, 2014 · Amount on File
Prior Sale	Feb 6, 2014
Deed Document Number	2014111408
Deed Book / Page	8346 / 1619
Prior Transfer Date	Feb 5, 2014
Prior Transfer Doc	0082070173
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	204 TERN LN, ALTAMONTE SPRINGS, FL 32701-7675
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	FIRST FL TITLE AND TRUST, FIRST FLORIDA TITLE & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 TERN LN, ALTAMONTE SPRINGS, FL 32701-7675

Mortgage

Document Number	0100551582
Date	Sep 28, 2021
Book Page	10055/1582
Instrument	2021128512

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	204 TERN LN, ALTAMONTE SPRINGS, FL 32701-7675
Document Number	0092290584
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 GLIDING PL SANFORD FL 327734349, SANFORD, FL 32773-4349

Mortgage

Document Number	0092290584
Date	Oct 11, 2018
Book Page	009229/000584
Instrument	117035

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 204 Tern Ln was $1,887 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 Homeowner's exemption	$150,488	$256,666 Land $70,000 Building $186,666
2023	$1,633.00 (+3.55%) Homeowner's exemption	$141,987 (+3%)	$234,416 (+8.52%) Land $70,000 Building $164,416
2022	$1,577.00 Homeowner's exemption	$137,851	$216,014 Land $70,000 Building $146,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Tern Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Tern Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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