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204 Talcott St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 204 Talcott St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,356 sqft · built 1979
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$408,000 (Aug 2023)
Tax Bill$4,488 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1081700

Property Details

APN / Parcel Number

Primary APN1081700
Alternative APN
  • WOON M:44A L:338 U:20

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
Gross Area3,068 sqft
1st Floor Area1,356 sqft
Basement Area1,356 sqft
Unfinished Basement1,356 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1081700
Street Address204 TALCOTT ST
CityWOONSOCKET
StateRI
Zip02895-6740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number338
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group1
Census Block1011
Census Tract18500

Owner

Source: Woonsocket City records · APN 1081700

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 TALCOTT ST, WOONSOCKET, RI 02895-6740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · FHA Mortgage
GUILD MORTGAGE CO
Aug 24, 2023Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Prior SaleAug 18, 2003 · Amount on Record
Deed Document Number2023228946
Deed Book / Page2824 / 144
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address204 TALCOTT ST, WOONSOCKET, RI 02895-6740
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002987-245
DateOct 24, 2025
Book Page2987/245
Instrument240493
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateAug 24, 2023
Property Address204 TALCOTT ST, WOONSOCKET, RI 02895-6740
Document Number002824-144
Book / Page2824 / 144
Instrument DateAug 24, 2023
Instrument228946
Transaction TypeTransfer
Record UpdatedSep 07, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address204 TALCOTT ST, WOONSOCKET, RI 02895-6740

Mortgage

Document Number0000228947
DateAug 24, 2023
Instrument228947
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number002824-165
DateAug 24, 2023
Book Page2824/165
Instrument228948
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,488.00 (+19.3%)$399,600 (+48.49%) Land $105,700 Building $293,900
2023$3,762.00$269,100 (-) Land $86,200 Building $182,900
2022$3,762.00$269,100 Land $86,200 Building $182,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070185001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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