Stanly County property record for 204 Summit Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1925 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Sep 2021) |
| Tax Bill | $2,068 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 654803322572 |
| Primary APN | 654803322572 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Finished Area |
| Basement Area | 722 sqft |
| Unfinished Basement | 722 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Porch | Porch |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1536023 |
|---|---|
| Street Address | 204 SUMMIT AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8A |
| Legal Description | HSE 204 SUMMIT AVE 654818018 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 931203 |
Source: Stanly County records · APN 654803322572
Assessment roll updated August 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 SUMMIT AVE, ALBEMARLE, NC 28001-5845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC |
| Jan 19, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 20, 2019 | Loan Modification, Mortgage · Conventional Mortgage UWHARRIE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 2021437724 |
| Deed Book / Page | 1757 / 236 |
| Prior Transfer Date | Oct 02, 2006 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 16, 2021 |
| Property Address | 204 SUMMIT AVE, ALBEMARLE, NC 28001-5845 |
| Document Number | 0000437724 |
| Book / Page | 1757 / 236 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 437724 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | CLA TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2632 TARA DR, 2632, MONROE, NC 28112-8888 |
| Name | Verified Name |
|---|---|
| Address | 204 SUMMIT AVE, ALBEMARLE, NC 28001-5845 |
| Document Number | 0000437725 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 437725 |
| Name | CITYWORTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jan 19, 2021 |
| Property Address | 204 SUMMIT AVE, ALBEMARLE, NC 28001-5845 |
| Document Number | 0000428213 |
| Book / Page | 001727 / 000627 |
| Instrument Date | Jan 19, 2020 |
| Instrument | 428213 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 SUMMIT AVE ALBEMARLE NC 280015845, ALBEMARLE, NC 28001-5845 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 204 SUMMIT AVE, ALBEMARLE, NC 28001-5845 |
| Document Number | 0000408257 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11880 JIM SOSSOMAN RD MIDLAND NC 281077720, MIDLAND, NC 28107-7720 |
| Document Number | 0000408257 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 001666/000843 |
| Instrument | 408257 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,068.00 (+6.98%) | $184,719 (+16.58%) Land $13,747 Building $170,972 | $184,719 (+16.58%) Land $13,747 Building $170,972 |
| 2023 | $1,933.00 | $158,448 Land $5,710 Building $152,738 | $158,448 Land $5,710 Building $152,738 |
Source: FEMA National Flood Hazard Layer as of May 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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