San Diego County property record for 204 Summerside Ln, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1974 |
| Lot Size | 11.9 acres (520,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $455,000 (Feb 2014) |
| Tax Bill | $6,610 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Sep 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-222-16-70 |
| Primary APN | 259-222-16-70 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Condo/Apartment |
| Lot Area | 520,553 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 204 SUMMERSIDE LN |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4224 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R8 |
| Legal Description | LOT 2 US70PER DOC73-66585&UND INT IN TR 007494 |
| Legal Subdivision | VILLAGE PARK NORTH COUNTRY |
| Legal Tract | 007494 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 17403 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 204 SUMMERSIDE LN, ENCINITAS, CA 92024-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Sep 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on Record |
| Deed Sale | Feb 10, 2014 · Amount on Record |
| Prior Sale | Jun 19, 2013 |
| Deed Document Number | 201455786 |
| Last Transfer Date | Sep 7, 2017 |
| Transfer Doc | 0000445482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 204 SUMMERSIDE LN, ENCINITAS, CA 92024-4224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 204 SUMMERSIDE LN, ENCINITAS, CA 92024-4224 |
| Document Number | 0000249712 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-0249712 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 77113 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 851 Months |
| Due | May 2, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.64% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.64% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2017 |
| Property Address | 204 SUMMERSIDE LN, ENCINITAS, CA 92024-4224 |
| Document Number | 0000445482 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 445482 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 204 SUMMERSIDE LN ENCINITAS CA 920244224, ENCINITAS, CA 92024-4224 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2017 |
| Property Address | 204 SUMMERSIDE LN, ENCINITAS, CA 92024-4224 |
| Document Number | 0000445483 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 445483 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 204 SUMMERSIDE LN ENCINITAS CA 920244224, ENCINITAS, CA 92024-4224 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $568,911 (+2%) Land $437,627 Building $131,284 | |
| 2025 | $6,610.00 (+7.64%) Homeowner's exemption | $557,757 (+4.04%) Land $429,047 Building $128,710 |
| 2023 | $6,141.00 (+2.61%) Homeowner's exemption | $536,101 Land $412,388 Building $123,713 |
| 2022 | $5,985.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, Cox Communications, Ting Fiber, Verizon.
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