Macon County property record for 204 Sugarfork Mountain Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 2007 |
| Lot Size | 12.3 acres (535,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Mar 2004) |
| Tax Bill | $2,248 (2026) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7504868558 |
| Primary APN | 7504868558 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Heated Area |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Lot Area | 535,788 sqft (12.3 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 1,404 sqft |
| Deck Area | 16 sqft |
| Patio Area | 32 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Account Number | 95571 |
|---|---|
| Street Address | 204 SUGARFORK MOUNTAIN RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SUGARFORK RD 1557 |
| Jurisdiction | MACON NC |
| Township / Civil Division | ELLIJAY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 970400 |
204 Sugarfork Mountain Rd is owned and occupied by an individual who bought it in March 2004.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 SUGARFORK MOUNTAIN RD, FRANKLIN, NC 28734-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2004 · Amount on File |
| Deed Sale | Mar 17, 2004 · Amount on File |
| Deed Book / Page | 27 / 290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 204 SUGARFORK MOUNTAIN RD, FRANKLIN, NC 28734-4518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 00A44/2456 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | A-44/2456 |
| Instrument | 2025006843 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 204 SUGARFORK MOUNTAIN RD, FRANKLIN, NC 28734-4518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 00Q41/2314 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | Q-41/2314 |
| Instrument | 2022001518 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2026 property tax bill for 204 Sugarfork Mountain Rd was $2,248.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,248.00 | $631,610 Land $115,780 Building $515,830 | $631,610 Land $115,780 Building $515,830 |
| 2025 | $2,248.00 | ||
| 2023 | $2,224.00 | $536,210 Land $115,780 Building $420,430 | $536,210 Land $115,780 Building $420,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Sugarfork Mountain Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1979–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Sugarfork Mountain Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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