204 Stirrup Dr, Cibolo, TX 78108 Property Records

Guadalupe County property record for 204 Stirrup Dr, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,382 sqft · built 2011
Lot Size	0.18 acres (7,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,700 (Nov 2011)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0583802102800000`

Property Details

APN / Parcel Number

Primary APN	`1G0583802102800000`
Alternative APNs	`000000143437` `000000145432` `143437`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,410 sqft
2nd Floor Area	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,837 sqft (0.18 acres)
Lot Dimensions	109 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 STIRRUP DR
City	CIBOLO
State	TX
Zip	78108-3791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIBOLO VALLEY RANCH #8 BLOCK 21 LOT 28
Legal Subdivision	CIBOLO VALLEY RANCH #8
Legal Tract	28
Legal Block	21
Legal Lot Number	28
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1022
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 STIRRUP DR, CIBOLO, TX 78108-3791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
May 6, 2020	Deed of Trust, Mortgage SECURITY SVC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2011 · Amount on Record
Deed Sale	Nov 1, 2011 · Amount on Record
Prior Sale	Nov 1, 2011 · Amount on Record
Deed Document Number	201119270
Deed Book / Page	3054 / 365
Prior Transfer Date	Oct 26, 2011
Prior Transfer Doc	0000019270
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	204 STIRRUP DR, CIBOLO, TX 78108-3791
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	NOT AVAILABLE, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STIRRUP DR, CIBOLO, TX 78108-3791

Mortgage

Document Number	0099021862
Date	Aug 31, 2023
Instrument	202399021862

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	12-Month MTA
Max Rate	10.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	204 STIRRUP DR, CIBOLO, TX 78108-3791
Document Number	0000011170
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 STIRRUP DR CIBOLO TX 781083791, CIBOLO, TX 78108-3791

Mortgage

Document Number	0000011170
Date	May 11, 2020
Instrument	11170

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,935 (+4.79%) Land $48,193 Building $289,742	$337,935 (+4.79%) Land $48,193 Building $289,742
2025	$4,697.00 (-13.8%) Homeowner's exemption	$322,477 (-9.26%) Land $45,289 Building $277,188	$322,477 (-9.26%) Land $45,289 Building $277,188
2024	$5,449.00 (+9.81%)
2023	$4,962.00 (-12.13%) Homeowner's exemption	$355,388 Land $55,634 Building $299,754	$355,388 Land $55,634 Building $299,754
2022	$5,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon, ZipLink Internet.

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