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204 Spruce Ave, Clever, MO 65631 Property Records

Christian County property record for 204 Spruce Ave, Clever, MO 65631 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,370 sqft · built 2009
Lot Size0.231 acres (10,080 sqft)
OwnerIndividual Name on File
Deeds & MortgagesMar 2026 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9-0.4-20-2-9-5

Property Details

APN / Parcel Number

Primary APN9-0.4-20-2-9-5
Alternative APN
  • 09-0.4-20-002-009-005.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,370 sqft Adjusted Area
1st Floor Area1,122 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialAsbestos
Lot Area10,080 sqft (0.231 acres)
Lot Dimensions120 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address204 SPRUCE AVE
CityCLEVER
StateMO
Zip65631-6791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 WESTVIEW FIELDS PH 1
Legal Range23
Legal Township27
Legal Section20
Legal SubdivisionWESTVIEW FIELDS
Legal Phase1
Legal Lot Number25
JurisdictionCHRISTIAN MO
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2000
Census Tract20102

Owner

Source: Christian County records · APN 9-0.4-20-2-9-5

Assessment roll updated May 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 SPRUCE AVE, CLEVER, MO 65631-6791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
Aug 01, 2022Warranty Deed, Transfer · ARM
ARVEST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2025
Deed SaleJun 02, 2025
Prior SaleAug 01, 2022
Deed Document Number2025005977
Deed Book / Page2025 / 005977
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address204 SPRUCE AVE, CLEVER, MO 65631-6791
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SPRUCE AVE, CLEVER, MO 65631-6791

Mortgage

Document Number0202602545
DateMar 06, 2026
Book Page2026/2545
Instrument2026L02584
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateAug 01, 2022
Property Address204 SPRUCE AVE, CLEVER, MO 65631-6791
Document Number0202211544
Book / Page2022 / 11544
Map ReferenceMB H PG 602
Instrument DateJul 25, 2022
Instrument2022L11659
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 E FREMONT DR, STOCKTON, MO 65785-8364

Mortgage

Document Number2022L11660
DateAug 01, 2022
Instrument2022L11660
Lender
NameARVEST BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change10.1%
IndexOther
Margin3
Max Rate10.1%

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated May 31, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
MunicipalityClever City
Unified School DistrictClever R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$19,570 (+5.73%)$103,000 (+5.75%) Land $25,000 Building $78,000
2023$18,510 (+11.44%)$97,400 (+11.44%) Land $25,000 Building $72,400
2022$16,610
2021$87,400 Land $15,000 Building $72,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneCable1,000 / 50
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Wisper ISP, Total Highspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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