204 Spring St, Newport, RI 02840 Property Records

Newport City property record for 204 Spring St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 3,240 sqft · built 1825
Lot Size	0.049 acres (2,126 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Dec 2024)
Tax Bill	$14,622 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R05260`

Property Details

APN / Parcel Number

Primary APN	`R05260`
Alternative APN	`NEWP M:027 B:0229`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	3,240 sqft Living Area
Gross Area	4,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1987
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	2,126 sqft (0.049 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R05260
Street Address	204 SPRING ST
City	NEWPORT
State	RI
Zip	02840-6827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	229
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2003
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

204 Spring St is owned by two individuals who bought it in December 2024.

Source: Newport City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	311 SILVER HILL RD, EASTON, CT 06612-1119
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage BAYCOAST MORTGAGE COMPANY LLC
Sep 26, 2025	Deed of Trust, Mortgage BAYCOAST MORTGAGE COMPANY
Sep 11, 2020	Deed of Trust, Mortgage · ARM WEBSTER BANK
Oct 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Jan 7, 2013 · Amount on File
Deed Document Number	2024154620
Deed Book / Page	3226 / 75
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Recording Date	Apr 6, 2026
Property Address	204 SPRING ST, NEWPORT, RI 02840-6827
Document Number	003305-132
Book / Page	3305 / 132
Instrument Date	Apr 2, 2026
Instrument	2026160514
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SPRING ST, NEWPORT, RI 02840-6827

Mortgage

Document Number	0000160514,
Date	Apr 6, 2026
Book Page	3305/132
Instrument	2026160514

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	204 SPRING ST, NEWPORT, RI 02840-6827
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003274-57
Date	Sep 26, 2025
Book Page	3274/57
Instrument	158232

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	204 SPRING ST, NEWPORT, RI 02840-6827
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2923-120
Date	Sep 11, 2020
Book Page	2923/120
Instrument	130860

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	204 SPRING ST, NEWPORT, RI 02840-6827
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2931-194
Date	Oct 8, 2020
Book Page	2931/194
Instrument	131418

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 204 Spring St was $14,622.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,622.00	$1,682,800 Land $342,300 Building $1,340,500	$2,033,433
2023	$10,142.00 (+3.23%)	$1,022,400 (-) Land $223,700 Building $798,700
2022	$9,825.00	$1,022,400 Land $223,700 Building $798,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Spring St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1985–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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