204 Spring St, Cary, IL 60013 Property Records

McHenry County property record for 204 Spring St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3,789 sqft · built 1951
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$478,000 (Oct 2025)
Tax Bill	$7,386 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-13-281-004`

Property Details

APN / Parcel Number

Primary APN	`19-13-281-004`

Interior

Units	30 Units
Stories	2 Stories
Building Area	3,789 sqft Building Perimeter

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide

Location & Zoning

Street Address	204 SPRING ST
City	CARY
State	IL
Zip	60013-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0013947 RR LTS 1 & 2 F THOMAS ADDN
Legal Subdivision	THOMAS ADDN
Legal Block	281
Legal Lot Number	1,2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2005
Census Tract	871600

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6217 PINE CONE CT, LONG GROVE, IL 60047-5174
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · Commercial Mortgage SELFRELIANCE FCU
Aug 28, 2023	Agreement of Sale, Transfer HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	202527075
Prior Transfer Date	May 10, 2024
Prior Transfer Doc	0000013947
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 2, 2025
Property Address	204 SPRING ST, CARY, IL 60013-6407
Document Number	0000027075
Map Reference	DOC9130 MB3 PG24
Instrument Date	Sep 26, 2025
Instrument	2025R0027075
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6217 PINE CONE CT, LONG GROVE, IL 60047-5174

Mortgage

Document Number	0000027076
Date	Oct 2, 2025
Instrument	2025R0027076

Lender

Name	SELFRELIANCE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate

August 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	MCHENRY IL
Recording Date	Aug 28, 2023
Property Address	204 SPRING ST, CARY, IL 60013-6407
Document Number	0000021259
Instrument Date	May 25, 2023
Instrument	2023R0021259
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 SILVER LAKE RD, CARY, IL 60013-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SPRING ST, CARY, IL 60013-6407

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,386.00	$87,715 Land $21,767 Building $65,948	$263,145 Land $65,301 Building $197,844
2022	Additional exemption filed

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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