Camden County property record for 204 Smith Dr, Camden, NC 27921
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1999 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2010) |
| Tax Bill | $2,563 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.8926.00.12.9159.0000 |
| Primary APN | 02.8926.00.12.9159.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,510 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 265 ft deep x 125 ft wide |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 204 SMITH DR |
|---|---|
| City | CAMDEN |
| State | NC |
| Zip | 27921-7550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R32 |
| Legal Description | BELL FARM ESTATES |
| Legal Subdivision | BELL FARM ESTATES |
| Legal Lot Number | 60 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | COURTHOUSE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950101 |
Source: Camden County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 SMITH DR, CAMDEN, NC 27921-7550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 18, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2010 · Amount on Record |
| Deed Sale | Jun 22, 2010 · Amount on Record |
| Prior Sale | Mar 12, 2010 · Amount on Record |
| Deed Book / Page | 286 / 551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 204 SMITH DR, CAMDEN, NC 27921-7550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 204 SMITH DR, CAMDEN, NC 27921-7550 |
| Document Number | 000463/586 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 463/586 |
| Instrument | 220694 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 204 SMITH DR, CAMDEN, NC 27921-7550 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 000405/800 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 405/800 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 204 SMITH DR, CAMDEN, NC 27921-7550 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000391/633 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 391/633 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Camden County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,563.00 (-4.65%) | $346,382 (-) Land $69,255 Building $277,127 | $346,382 (-) |
| 2025 | $2,688.00 | $346,382 (-) Land $69,255 Building $277,127 | |
| 2023 | $346,382 Land $69,255 Building $277,127 | $346,382 Land $69,255 Building $277,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 147 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 56 (1999–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Eastern Shore Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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