204 Severn Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 204 Severn Dr, Annapolis, MD 21401

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,666 sqft · built 1975
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Mar 2022)
Tax Bill	$584 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-746-10661500`

Property Details

APN / Parcel Number

Primary APN	`02-746-10661500`
Alternative APNs	`2-746-10661500` `74610661500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Gross Area
1st Floor Area	1,305 sqft
Basement Area	361 sqft
Finished Basement	361 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,200 sqft (0.372 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	74610661500
Street Address	204 SEVERN DR
City	ANNAPOLIS
State	MD
Zip	21401-2931
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R1
Legal Description	LTS 25 TO 29 BK 10 SEVERN GROVE
Legal Subdivision	SEVERN GROVE
Legal Block	10
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	702702

Owner

204 Severn Dr is owned by two individuals who bought it in March 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 SEVERN DR, ANNAPOLIS, MD 21401-2931
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Dec 12, 2013 · Amount on File
Deed Book / Page	38541 / 234
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	0269060300
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 30, 2022
Property Address	204 SEVERN DR, ANNAPOLIS, MD 21401-2931
Document Number	0385410234
Book / Page	38541 / 234
Map Reference	MB 8 FO 41
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 SEVERN DR, ANNAPOLIS, MD 21401-2931

Mortgage

Document Number	0038541242
Date	Mar 30, 2022
Instrument	38541/242

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 204 Severn Dr was $584, down 88.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,467 (+3.63%)	$475,600 (+10.89%) Land $292,700 Building $182,900
2025	$584.00 (-88.66%)	$428,900 Land $292,700 Building $136,200	$428,900 Land $292,700 Building $136,200
2024	$5,152.00 (+38.64%)
2023	$3,716.00	$340,367	$428,900 Land $292,700 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Severn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Severn Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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