204 Seminole Cir, Loudon, TN 37774 Property Records

Loudon County property record for 204 Seminole Cir, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,484 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Jun 2026)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042C-E-023.00`

Property Details

APN / Parcel Number

Primary APN	`042C-E-023.00`
Alternative APNs	`042C E 02300 000042C` `01042CE042C02300` `053042C E 02300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	2,015 sqft
Upper Floors Area	469 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	324 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 SEMINOLE CIR
City	LOUDON
State	TN
Zip	37774-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYATEE COVES BLK: 9 LOT: 14 01 046A I 046A 01400 000
Legal Subdivision	COYATEE COVES
Legal Block	9
Legal Lot Number	14
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	60503

Owner

204 Seminole Cir is owned by an individual who bought it in June 2026.

Source: Loudon County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5231 SEARSVILLE RD, PINE BUSH, NY 12566-6416
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer ADMIRAL TITLE INC
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHEAST BANK
Nov 22, 2017	Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	20266112
Deed Book / Page	498 / 220
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 24, 2026
Property Address	204 SEMINOLE CIR, LOUDON, TN 37774-2148
Document Number	0000006112
Book / Page	498 / 220
Instrument Date	Jun 11, 2026
Instrument	20266112
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount on Record
Tax	$235,431.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5231 SEARSVILLE RD, PINE BUSH, NY 12566-6416

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	204 SEMINOLE CIR, LOUDON, TN 37774-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007007
Date	Jul 21, 2020
Book Page	T1468/683
Instrument	20007007

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	204 SEMINOLE CIR, LOUDON, TN 37774-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004310
Date	May 11, 2020
Book Page	T1456/945
Instrument	20004310

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	May 4, 2018
Property Address	204 SEMINOLE CIR, LOUDON, TN 37774-2148
Document Number	D403/130
Book / Page	D403 / 130
Map Reference	CAB C SL 40
Instrument Date	May 4, 2018
Instrument	18003652
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2021
Title Company	SOUTHEASTERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SEMINOLE CE, LOUDON, TN 37774

Mortgage

Document Number	18003653
Date	May 4, 2018
Instrument	18003653

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOUDON TN
Recording Date	Nov 22, 2017
Property Address	204 SEMINOLE CIR, LOUDON, TN 37774-2148
Book / Page	001350 / 000432
Instrument Date	Nov 9, 2017
Instrument	10235
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13176 LOVELACE RD KNOXVILLE TN 379321715, KNOXVILLE, TN 37932-1715

Mortgage

Document Number	0000010235
Date	Nov 22, 2017
Book Page	001350/000432
Instrument	10235

Lender

Name	CITIZENS BK
Type	Bank
Address	ELIZABETHTON, TN 37643

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 21, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 204 Seminole Cir was $1,748.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00	$98,850 (-) Land $4,500 Building $94,350	$395,400 Land $18,000 Building $377,400
2024	$1,748.00	$98,850 (-) Land $4,500 Building $94,350
2023		$98,850 Land $4,500 Building $94,350
2021			$395,400 Land $18,000 Building $377,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Seminole Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Seminole Cir is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seminole Cir

Nearby Streets

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