204 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 204 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,307 sqft · built 1960
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Mar 2006)
Tax Bill	$21,450 (2025)
Deeds & Mortgages	Jan 2023 Transfer Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042-083-12`

Property Details

APN / Parcel Number

Primary APN	`042-083-12`
Alternative APN	`042-083-12-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	2,307 sqft Living Area
Gross Area	2,851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Deck Area	169 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Subdivision	SEACLIFF PARK 08
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2023
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer
Apr 15, 2022	Intrafamily Transfer, Transfer · Line of Credit OPERATING ENGINEERS LOCAL UNION #3
Apr 15, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 7, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Oct 7, 2020	Quit Claim Deed, Transfer · Line of Credit OPERATING ENGINEERS #3 FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2006 · Amount on Record
Deed Sale	Mar 21, 2006 · Amount on Record
Prior Sale	Oct 11, 2001
Deed Document Number	200615474
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000000815
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 18, 2023
Property Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Document Number	0000000815
Map Reference	MB 23 PG 24
Instrument Date	Jan 12, 2023
Instrument	2023-0000815
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SEACHIF DRIVE, APTOS, CA 95003

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2022
Property Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Document Number	0000012312
Map Reference	MB 23 PG 24
Instrument Date	Apr 8, 2022
Instrument	2022-0012312
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SEACLIFF DR, APTOS, CA 95003-4426

Mortgage

Document Number	0000012313
Date	Apr 15, 2022
Instrument	2022-0012313

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2022
Property Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Document Number	0000012314
Map Reference	MB 23 PG 24
Instrument Date	Apr 8, 2022
Instrument	2022-0012314
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 SEACLIFF DR, APTOS, CA 95003-4426

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025354
Date	Jul 13, 2020
Instrument	2020-0025354

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 7, 2020
Property Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Document Number	0000040567
Instrument Date	Sep 30, 2020
Instrument	40567
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 SEACLIFF DR APTOS CA 950034426, APTOS, CA 95003-4426

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 7, 2020
Property Address	204 SEACLIFF DR, APTOS, CA 95003-4426
Document Number	0000040565
Instrument Date	Sep 30, 2020
Instrument	40565
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	204 SEACLIFF DR APTOS CA 950034426, APTOS, CA 95003-4426

Mortgage

Document Number	40566
Date	Oct 7, 2020
Instrument	40566

Lender

Name	OPERATING ENGINEERS #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,796,636 (+2%) Land $1,303,315 Building $493,321
2025	$21,450.00 (+8.31%) Homeowner's exemption	$1,761,408 (+17.28%) Land $1,277,760 Building $483,648
2024	$19,805.00 (+13.05%)
2023	$17,519.00 (+5.78%) Homeowner's exemption	$1,501,873 Land $1,228,143 Building $273,730	$1,473,390
2022	$16,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	57 (1978–2023)
Claims Outside the SFHA	3 of 57
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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