204 Schepis Ave, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 204 Schepis Ave, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details1,452 sqft · built 1938
Lot Size0.129 acres (5,602 sqft)
Owner2 Individual Names on Record
Last Sale$562,000 (Aug 2022)
Tax Bill$10,726 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN57-01712-0000-00015

Property Details

APN / Parcel Number

Primary APN57-01712-0000-00015
Alternative APNs
  • 5700216000000004
  • 570171200015

Interior

Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeFrame
Lot Area5,602 sqft (0.129 acres)
Lot Dimensions100 ft deep x 56 ft wide

Location & Zoning

Old Parcel Number5700216000000004
Street Address204 SCHEPIS AVE
CitySADDLE BROOK
StateNJ
Zip07663-4948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description56X100
Legal SubdivisionSKILLMAN GARDENS SEC MAP 5
Legal Block1712
Legal Lot Number15
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group3
Census Block3011
Census Tract52100

Owner

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Deed, Transfer · Conventional Mortgage
UNITED MORTGAGE CORP
Mar 26, 2020Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE UNLIMITED
Sep 15, 2017Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Prior SaleSep 10, 2014 · Amount on Record
Deed Document Number202279350
Deed Book / Page4769 / 678
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 9, 2022
Property Address204 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
Document Number0047690678
Book / Page4769 / 678
Instrument DateJul 11, 2022
Instrument2022079350
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,782.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address784 HILTON PL, 784, PARAMUS, NJ 07652-3745

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948

Mortgage

Document Number2022079351
DateAug 9, 2022
Instrument2022079351
Lender
NameUNITED MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address204 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
Document Number0035730730
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SCHEPIS AVE SADDLE BROOK NJ 076634948, SADDLE BROOK, NJ 07663-4948

Mortgage

Document Number0035730730
DateApr 17, 2020
Book Page003573/000730
Instrument20040246
Lender
NameMORTGAGE UNLIMITED
TypeMortgage Company
AddressGARFIELD, NJ 07026
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address204 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
Document Number0027462012
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SCHEPIS AVE SADDLE BROOK NJ 076634948, SADDLE BROOK, NJ 07663-4948

Mortgage

Document Number0027462012
DateOct 10, 2017
Book Page002746/002012
Lender
NameMORTGAGE UNLIMITED
TypeMortgage Company
AddressGARFIELD, NJ 07026
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,400 (+3.19%) Land $228,800 Building $237,600$466,400 (+3.19%) Land $228,800 Building $237,600
2025$10,726.00 (+5.74%)$452,000 (+8.03%) Land $224,800 Building $227,200$452,000 (+8.03%) Land $224,800 Building $227,200
2024$10,144.00 (+14.21%)
2023$418,400 Land $212,300 Building $206,100$418,400 Land $212,300 Building $206,100
2022$8,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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