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204 Saranac Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 204 Saranac Ln, Saint Augustine, FL 32086 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,459 sqft · built 2004
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Jul 2026)
Tax Bill$4,211 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jun 2026 Sale
Flood ZoneZone X (minimal risk)
APN137348-4070

Property Details

APN / Parcel Number

Primary APN137348-4070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,459 sqft Living Area
Gross Area1,915 sqft
1st Floor Area1,459 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area48 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address204 SARANAC LN
CitySAINT AUGUSTINE
StateFL
Zip32086-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description35/47-52 STONEGATE BLOCK 4 LOT 7 OR2280/943
Legal Range29E
Legal Township08S
Legal Section14
Legal SubdivisionSTONEGATE
Legal Block4
Legal Lot Number7
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1022
Census Tract21207

Owner

Source: St. Johns County records · APN 137348-4070

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 SARANAC LN, SAINT AUGUSTINE, FL 32086-3842
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 18, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2026 · Amount on Record
Deed SaleJul 09, 2026 · Amount on Record
Prior SaleSep 16, 2004 · Amount on Record
Deed Document Number202658763
Deed Book / Page6398 / 1233
Prior Transfer DateAug 06, 2004
Prior Transfer Doc0022800939
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 09, 2026
Property Address204 SARANAC LN, SAINT AUGUSTINE, FL 32086-3842
Document Number0000058763
Book / Page6398 / 1233
Instrument DateJul 07, 2026
Instrument202658763
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyLAND TITLE CORPORATION, LAND TITLE OF AMERICA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$240,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SARANAC LN, SAINT AUGUSTINE, FL 32086-3842

Mortgage

Document Number0000058764,
DateJul 09, 2026
Instrument202658764
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJun 18, 2026
Property Address204 SARANAC LN, SAINT AUGUSTINE, FL 32086-3842
Document Number0000052391
Book / Page6385 / 1934
Instrument DateMay 12, 2026
Instrument202652391
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address616 21ST ST, SAINT AUGUSTINE, FL 32084-1706

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$303,042 (+5.25%) Land $95,250 Building $207,792$303,042 (+5.25%) Land $95,250 Building $207,792
2025$4,211.00 (+12.83%)$287,916 (+3.84%)$287,916 (+3.84%) Land $95,250 Building $192,666
2024$3,732.00 (+5.69%)
2023$3,531.00 (+8.58%)$277,273 (+9.08%)$277,273 (+9.08%) Land $65,700 Building $211,573
2022$3,252.00$254,193$254,193 Land $70,560 Building $183,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 86 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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