204 S Saint Paul St, Cherry, IL 61317 Property Records

Bureau County property record for 204 S Saint Paul St, Cherry, IL 61317

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Jun 2020)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-27-453-001`

Property Details

APN / Parcel Number

Primary APN	`12-27-453-001`
Alternative APN	`683`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Account Number	1227453001
Street Address	204 S SAINT PAUL ST
City	CHERRY
State	IL
Zip	61317-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY-NEUMANS FIRST ADD. L 2-3 BLK 11 D 20-2559 100X130
Legal Range	11
Legal Township	17
Legal Section	27
Legal Subdivision	NEUMANS
Legal Block	11
Legal Lot Number	2-3
Jurisdiction	BUREAU IL
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4061
Census Tract	964700

Owner

204 S Saint Paul St is owned and occupied by an individual who bought it in June 2020.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	204 S SAINT PAUL ST, CHERRY, IL 61317-1076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit STATE BANK OF CHERRY
Jun 18, 2020	Joint Tenancy Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jul 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Apr 28, 2016 · Amount on File
Deed Document Number	20202559
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	204 S SAINT PAUL ST, CHERRY, IL 61317-1076
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R03297
Date	Aug 14, 2017
Instrument	2017R03297

Lender

Name	STATE BANK OF CHERRY
Type	Bank
Address	CHERRY, IL 61317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 18, 2020
Property Address	204 S SAINT PAUL ST, CHERRY, IL 61317-1076
Document Number	2020R02559
Instrument Date	Jun 18, 2020
Instrument	2020R02559
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S SAINT PAUL ST, CHERRY, IL 61317-1076

Mortgage

Document Number	2020R02560
Date	Jun 18, 2020
Instrument	2020R02560

Lender

Name	HEARTLAND BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jul 27, 2017
Property Address	204 S SAINT PAUL ST, CHERRY, IL 61317-1076
Document Number	2017R03028
Instrument Date	Jul 25, 2017
Instrument	2017R03028
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 S SAINT PAUL ST, 204, CHERRY, IL 61317-1076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ST PAUL ST, CHERRY, IL 61317-1076

Tax Assessment & Valuation

The 2025 property tax bill for 204 S Saint Paul St was $1,964 with a homeowner's exemption, up 8.1% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Westfield Township
Municipality	Cherry Village
Elementary School District	Dimmick Community Consolidated School District 175 (PK - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (+8.09%) Homeowner's exemption	$31,167 (+6.37%) Land $2,677 Building $28,490	$93,501 (+6.37%) Land $8,031 Building $85,470
2024	$1,817.00	$29,301 (+7.35%) Land $2,517 Building $26,784	$87,903 (+7.35%) Land $7,551 Building $80,352
2023		$27,295 Land $2,345 Building $24,950	$81,885 Land $7,035 Building $74,850
2022	$1,720.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 S Saint Paul St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 S Saint Paul St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY serves 490 people · EPA ID IL0110200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	14 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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