204 S Joyce St, Waco, TX 76705 Property Records

McLennan County property record for 204 S Joyce St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1962
Lot Size	0.184 acres (8,050 sqft)
Owner	Individual Name on Record
Tax Bill	$2,035 (2024)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200356000077004`

Property Details

APN / Parcel Number

Primary APN	`200356000077004`
Alternative APNs	`2003560000770040111` `115168`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	476 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	312 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	115168
Old Parcel Number	2003560000770040111
Street Address	204 S JOYCE ST
City	WACO
State	TX
Zip	76705-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NORTHDALE LOT 12 BLOCK 6 ACRES .1848
Legal Subdivision	NORTHDALE
Legal Block	6
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2006
Census Tract	3200

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 S RITA ST, WACO, TX 76705-1369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 6, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2008
Deed Sale	May 28, 2008
Prior Sale	May 28, 2008
Deed Document Number	0000017054
Last Transfer Date	Dec 6, 2024
Transfer Doc	0000044617
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	204 S JOYCE ST, WACO, TX 76705-1346
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S JOYCE ST, WACO, TX 76705-1346

Mortgage

Document Number	0000008702
Date	Mar 25, 2025
Instrument	2025008702

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	204 S JOYCE ST, WACO, TX 76705-1346
Transaction Type	Mortgage
Record Updated	Feb 8, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S JOYCE ST, WACO, TX 76705-1346

Mortgage

Document Number	0000000021
Date	Jan 2, 2024
Instrument	2024000021

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	204 S JOYCE ST, WACO, TX 76705-1346
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN T&E CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024618
Date	Jun 24, 2021
Instrument	2021024618

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	204 S JOYCE ST, WACO, TX 76705-1346
Document Number	0000029004
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S JOYCE ST WACO TX 767051346, WACO, TX 76705-1346

Mortgage

Document Number	0000029004
Date	Aug 29, 2019
Instrument	29004

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,435 (-11.22%) Land $28,100 Building $168,410	$196,510 (-3.31%) Land $28,100 Building $168,410
2024	$2,035.00 (+38.25%)
2023		$203,230 Land $28,100 Building $175,130	$203,230 Land $28,100 Building $175,130
2022	$1,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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