Effingham County property record for 204 S Jackson St, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,157 sqft · built 1902 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Jun 2023) |
| Tax Bill | $1,839 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-004-039 |
| Primary APN | 14-21-004-039 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,157 sqft Base Area |
| 1st Floor Area | 1,157 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 204 S JACKSON ST |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT B OF LOTS 1,2,3 & 4 BLK 1 W H MARTIN ADD 3864/178 3129/82 1726/85 1661/227 1352/290 1348/193 724/223 513/136 |
| Legal Subdivision | W H MARTIN ADDITION |
| Legal Tract | B |
| Legal Block | 1 |
| Legal Lot Number | 1-4 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 950400 |
204 S Jackson St is owned and occupied by two individuals who bought it in June 2023.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 S JACKSON ST, WATSON, IL 62473-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on File |
| Deed Sale | Jun 20, 2023 · Amount on File |
| Prior Sale | Jul 22, 2015 · Amount on File |
| Deed Document Number | 20232037 |
| Deed Book / Page | 3864 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 20, 2023 |
| Property Address | 204 S JACKSON ST, WATSON, IL 62473-2419 |
| Document Number | 003864/178 |
| Book / Page | 3864 / 178 |
| Map Reference | PL 29 PG 140 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 202323002037 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 S JACKSON ST, WATSON, IL 62473-2419 |
| Document Number | 202323002038 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 202323002038 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate | 5.29% |
|---|
The 2025 property tax bill for 204 S Jackson St was $1,839 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Municipality | Watson Village |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,839.00 | $37,760 Land $2,480 Building $35,280 | $113,280 Land $7,440 Building $105,840 |
| 2022 | $1,251.00 Homeowner's exemption | $28,230 Land $1,850 Building $26,380 | $84,690 Land $5,550 Building $79,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 204 S Jackson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 S Jackson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-WATSON serves 754 people · EPA ID IL0490500 |
|---|---|
| Water Source | Purchased surface water from EJ WATER COOPERATIVE |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Fidium Fiber, Wisper ISP.
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