204 S Ginger Dr, Hubert, NC 28539 Property Records

Onslow County property record for 204 S Ginger Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,515 sqft · built 1993
Lot Size	0.451 acres (19,650 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2017)
Tax Bill	$1,178 (2023)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1308F-98`

Property Details

APN / Parcel Number

Primary APN	`1308F-98`
Alternative APNs	`432390000` `052191`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	19,650 sqft (0.451 acres)
Lot Dimensions	262 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	432390000
Old Parcel Number	1308F 98,
Street Address	204 S GINGER DR
City	HUBERT
State	NC
Zip	28539-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L24 CINNAMON RIDGE S/F 1308 19,10
Legal Subdivision	CINNAMON RIDGE
Legal Lot Number	24
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 S GINGER DR, HUBERT, NC 28539-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 5, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 30, 2017	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Deed Document Number	0004596201
Deed Book / Page	4596 / 201
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	204 S GINGER DR, HUBERT, NC 28539-4370
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S GINGER DR, HUBERT, NC 28539-4370

Mortgage

Document Number	0058850230
Date	Dec 12, 2022
Book Page	5885/230

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Mar 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	204 S GINGER DR, HUBERT, NC 28539-4370
Document Number	0048950550
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S GINGER DR HUBERT NC 285394370, HUBERT, NC 28539-4370

Mortgage

Document Number	0048950550
Date	Feb 8, 2019
Book Page	004895/000550

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 30, 2017
Property Address	204 S GINGER DR, HUBERT, NC 28539-4370
Document Number	0045960201
Book / Page	4596 / 201
Map Reference	MB29 PG92
Instrument Date	Mar 28, 2017
Instrument	4596-201
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3347 BOLD RULER DR, 3347, CANTONMENT, FL 32533-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S GINGER DR, HUBERT, NC 28539-4370

Mortgage

Document Number	4596205
Date	Mar 30, 2017
Instrument	4596-205

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,178.00	$179,977 Land $40,000 Building $139,977	$179,977 Land $40,000 Building $139,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Nearby Properties on S Ginger Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures