204 S Front St, Kalida, OH 45853 Property Records

Putnam County property record for 204 S Front St, Kalida, OH 45853

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,224 sqft · built 1985
Lot Size	0.204 acres (8,911 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2020)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-067090.0000`

Property Details

APN / Parcel Number

Primary APN	`56-067090.0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,911 sqft (0.204 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 S FRONT ST
City	KALIDA
State	OH
Zip	45853-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00016 CRAWFORDS ADDN VAL INCL 56-0670.80
Legal Subdivision	CRAWFORDS ADDN
Legal Lot Number	16
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1022
Census Tract	30600

Owner

204 S Front St is owned and occupied by two individuals who bought it in June 2020.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13828 ROAD 22K, CLOVERDALE, OH 45827-9453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Deed Document Number	20202890
Deed Book / Page	721 / 2476
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	204 S FRONT ST, OTTAWA, OH 45875
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000751/848
Date	Oct 31, 2022
Book Page	751/848
Instrument	202200004738

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 25, 2020
Property Address	204 S FRONT ST, OTTAWA, OH 45875
Document Number	00721/2476
Book / Page	721 / 2476
Instrument Date	Jun 23, 2020
Instrument	202000002890
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13828 ROAD 22K, CLOVERDALE, OH 45827-9453

Mortgage

Document Number	00721/2479
Date	Jun 25, 2020
Book Page	721/2479
Instrument	202000002891

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 204 S Front St was $2,465 with a homeowner's exemption, up 3.8% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Municipality	Kalida Village
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 (+3.83%) Homeowner's exemption	$78,780 (-) Land $7,810 Building $70,970	$224,520 Land $22,310 Building $202,210
2024	$2,374.00 (-7.52%) Homeowner's exemption	$78,780 (+35.55%) Land $7,810 Building $70,970
2023	$2,567.00 (+22.12%) Homeowner's exemption Additional exemption filed	$58,120 (-) Land $6,100 Building $52,020	$225,080 Land $22,310 Building $202,770
2022	$2,102.00 Homeowner's exemption	$58,120 Land $6,100 Building $52,020
2020			$166,060 Land $17,430 Building $148,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 S Front St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 S Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALIDA VILLAGE PWS serves 1,542 people · EPA ID OH6900512
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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