204 S Compass Dr, Grandy, NC 27939 Property Records

Currituck County property record for 204 S Compass Dr, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 2024
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$394,700 (Feb 2025)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9921-26-8735`

Property Details

APN / Parcel Number

Primary APN	`9921-26-8735`
Alternative APNs	`108E00000270000` `000136828` `000172410` `9921-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000172410
Street Address	204 S COMPASS DR
City	GRANDY
State	NC
Zip	27939-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 WATERSIDE VILLAGES OF CURR PH 5 (J/71)
Legal Subdivision	WATERSIDE VILLAGES OF CURR
Legal Phase	5
Legal Lot Number	27
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	204 S COMPASS DR, GRANDY, NC 27939-9677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Feb 6, 2015
Deed Document Number	0001799143
Deed Book / Page	1799 / 143
Record Updated	Jun 8, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 6, 2025
Property Address	204 S COMPASS DR, GRANDY, NC 27939-9677
Document Number	0017990143
Book / Page	1799 / 143
Map Reference	CAB J SL 71-72
Instrument Date	Jan 30, 2025
Instrument	393642
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 90, KILL DEVIL HILLS, NC 27948-0090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 COMPASS DRIVE, GRANDY, NC 27939-9677

Mortgage

Document Number	0000393643
Date	Feb 6, 2025
Instrument	393643

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	2
Max Rate	11.4%

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,796.00 (+621.29%)	$247,000 (+512.9%) Land $40,300 Building $206,700
2024	$249.00 (+10.67%)	$40,300 (-) Land $40,300
2023	$225.00 (+21.62%)	$40,300 (-) Land $40,300	$40,300 (-) Land $40,300
2022	$185.00	$40,300 Land $40,300	$40,300 (-83.68%) Land $40,300
2021			$247,000 Land $40,300 Building $206,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20