204 S 7th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 204 S 7th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,213 sqft · built 1890
Lot Size	0.235 acres (10,228 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Feb 2017)
Tax Bill	$3,664 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.791.3310`

Property Details

APN / Parcel Number

Primary APN	`19.791.3310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,213 sqft Living Area
1st Floor Area	12 sqft
Basement Area	876 sqft
Unfinished Basement	12 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	10,228 sqft (0.235 acres)
Lot Dimensions	132 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 S 7TH ST
City	SAINT PETER
State	MN
Zip	56082-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 93 LOT 7 E 1 2 OF LOT 8 SUBDIVISIONCD 19791 SUBDIVISIONNAME SKARO EVENSON S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	SKARO EVENSON S ADD
Legal Block	93
Legal Lot Number	7-8
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3000
Census Tract	480400

Owner

204 S 7th St is owned and occupied by an individual who bought it in February 2017.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	204 S 7TH ST, SAINT PETER, MN 56082-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 7, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Document Number	2017318665
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	204 S 7TH ST, SAINT PETER, MN 56082-1322
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340832
Date	Dec 8, 2021
Instrument	340832

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	204 S 7TH ST, SAINT PETER, MN 56082-1322
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	336295
Date	Feb 16, 2021
Instrument	336295

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Feb 7, 2017
Property Address	204 S 7TH ST, SAINT PETER, MN 56082-1322
Document Number	318665
Instrument Date	Jan 25, 2017
Instrument	318665
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 S 7TH ST, SAINT PETER, MN 56082-1321

Mortgage

Document Number	318666
Date	Feb 7, 2017
Instrument	318666

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 204 S 7th St was $3,664 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,664.00 Homeowner's exemption	$331,900 Land $38,700 Building $293,200	$331,900 Land $38,700 Building $293,200
2025	$3,664.00
2023	$2,248.00 Homeowner's exemption	$359,000 Land $38,700 Building $320,300	$359,000 Land $38,700 Building $320,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 S 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, T-Mobile.

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