204 S 4th St, West Point, KY 40177 Property Records

Hardin County property record for 204 S 4th St, West Point, KY 40177

Property Summary

Property Type	Commercial
Lot Size	0.651 acres (28,358 sqft)
Owner	Company Name on File
Last Sale	$194,230 (Feb 2018)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`158-10-03-005`

Property Details

APN / Parcel Number

Primary APN	`158-10-03-005`

Exterior

Lot Area	28,358 sqft (0.651 acres)

Location & Zoning

Street Address	204 S 4TH ST
City	WEST POINT
State	KY
Zip	40177-1422
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DIST:09 CITY/MUNI/TWP:WEST POINT (CITY - IND SCHOOL)
Jurisdiction	HARDIN KY
Township / Civil Division	WEST POINT
Census Block Group	1
Census Block	1038
Census Tract	100

Owner

Source: Hardin County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 436708, LOUISVILLE, KY 40253-6708
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage CECILIAN BANK
Feb 26, 2018	Deed, Transfer CECILIAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	0014521302
Deed Book / Page	1452 / 1302
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	204 S 4TH ST, WEST POINT, KY 40177-1422
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002225/0000000001
Date	Feb 26, 2018
Book Page	0000002225/0000000001
Instrument	010563790017

Lender

Name	CECILIAN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Jan 1, 2025

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 26, 2018
Property Address	204 S 4TH ST, WEST POINT, KY 40177-1422
Document Number	01452/1302
Book / Page	1452 / 1302
Instrument Date	Feb 22, 2018
Instrument	010563770006
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 ASH RUN RD, LOUISVILLE, KY 40245-6110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002224/0000001583
Date	Feb 26, 2018
Book Page	0000002224/0000001583
Instrument	010563780017

Lender

Name	CECILIAN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	West Point City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (-10.24%)	$194,200 (-) Land $40,000 Building $154,200	$194,200 (-) Land $40,000 Building $154,200
2023		$194,200 Land $40,000 Building $154,200	$194,200 Land $40,000 Building $154,200
2021	$2,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	266 (1978–2026)
Claims Outside the SFHA	5 of 266
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 45 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 43 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN CO. WATER DIST #1/FT. KNOX federal government · serves 23,600 people · EPA ID KY0470990
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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