Lyon County property record for 204 S 3rd Ave E, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,250 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,500 (Dec 2022) |
| Tax Bill | $1,012 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 350000018900000 |
| Primary APN | 350000018900000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Game Room | Game Room |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 204 S 3RD AVE E |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | ROCK RAPIDS O. T. E 50'OF W100'OF S30' OF LOT 3 & E 50' OF W100'OF 4 & 5,BLK 17 |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950200 |
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 204 S 3RD AVE E, ROCK RAPIDS, IA 51246-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC |
| Dec 30, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL G USA LLC |
| Aug 17, 2011 | Legal Action/Court Order, Foreclosure · Construction Mortgage PREMIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2011 · Amount on Record |
| Deed Document Number | 2022 3303 |
| Deed Book / Page | 2022 / 3303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 204 S 3RD AVE, ROCK RAPIDS, IA 51246-1608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/3305 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 2022/3305 |
| Instrument | 2022 3305 |
| Name | HOMEOWNERS FINANCIAL G USA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Dec 30, 2022 |
| Property Address | 204 S 3RD AVE E, ROCK RAPIDS, IA 51246-1604 |
| Document Number | 02022/3303 |
| Book / Page | 2022 / 3303 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022 3303 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 3RD AVE SE, ROCK RAPIDS, IA 51246-1608 |
| Document Number | 0020223304 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022 3304 |
| Name | HOMEOWNERS FINANCIAL G USA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Number | 02022/3305 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 2022/3305 |
| Instrument | 2022 3305 |
| Name | HOMEOWNERS FINANCIAL G USA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2033 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Aug 17, 2011 |
| Property Address | 204 S 3RD AVE E, ROCK RAPIDS, IA 51246-1604 |
| Document Number | 02011/1990 |
| Book / Page | 2011 / 1990 |
| Instrument Date | Aug 15, 2011 |
| Instrument | 2011 1990 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 THIRD AVE SE, ROCK RAPIDS, IA 51246-1608 |
| Document Number | 02011/2017 |
|---|---|
| Date | Aug 19, 2011 |
| Book Page | 2011/2017 |
| Instrument | 2011 2017 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | ROCK RAPIDS, IA 51246 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Nov 15, 2011 |
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,350 (-24.07%) Land $9,800 Building $40,550 | $50,350 (-24.07%) Land $9,800 Building $40,550 | |
| 2024 | $1,012.00 (+12.44%) | ||
| 2023 | $66,310 (+23.57%) Land $9,800 Building $56,510 | $66,310 (+23.57%) Land $9,800 Building $56,510 | |
| 2022 | $900.00 | $53,660 Land $9,800 Building $43,860 | |
| 2021 | $53,660 Land $9,800 Building $43,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 41 (1993–2024) |
| Claims Outside the SFHA | 8 of 41 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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