204 Russell St, Lorena, TX 76655 Property Records

McLennan County property record for 204 Russell St, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 1986
Lot Size	0.5 acres (21,789 sqft)
Owner	2 Individual Names on File
Last Sale	$196,900 (Aug 2017)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-002500-000700-0`

Property Details

APN / Parcel Number

Primary APN	`30-002500-000700-0`
Alternative APNs	`3000250000070000111` `128720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	1,677 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	21,789 sqft (0.5 acres)
Lot Dimensions	198 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	1,194 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	273 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 RUSSELL ST
City	LORENA
State	TX
Zip	76655-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LORENA EST LOT 7 BLOCK 1 ACRES .5002
Legal Subdivision	LORENA EST
Legal Block	1
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	2
Census Block	2018
Census Tract	3801

Owner

204 Russell St is owned and occupied by two individuals who bought it in August 2017.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 RUSSELL ST, LORENA, TX 76655-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit PLAZA HOME MORTGAGE INC
Aug 15, 2017	Vendor's Lien, Transfer · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	201726709
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jun 17, 2026
Property Address	204 RUSSELL ST, LORENA, TX 76655-9689
Document Number	0000019340
Instrument Date	Jun 11, 2026
Instrument	202619340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RUSSELL ST, LORENA, TX 76655-9689

Mortgage

Document Number	0000019340,
Date	Jun 17, 2026
Instrument	202619340

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 15, 2017
Property Address	204 RUSSELL ST, LORENA, TX 76655-9689
Document Number	0000026709
Map Reference	VOL1246 PG198
Instrument Date	Aug 15, 2017
Instrument	2017026709
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RUSSELL ST, LORENA, TX 76655-9689

Mortgage

Document Number	0000026710
Date	Aug 15, 2017
Instrument	2017026710

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 204 Russell St was $4,306 with a homeowner's exemption, up 2.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,991 (+0.64%) Land $35,080 Building $263,911	$298,991 (+0.64%) Land $35,080 Building $263,911
2025	$4,306.00 (+2.79%) Homeowner's exemption	$297,100 Land $31,810 Building $265,290	$297,100 Land $31,810 Building $265,290
2024	$4,189.00
2023		$281,000 Land $27,670 Building $253,330	$281,000 Land $27,670 Building $253,330
2022	$5,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Russell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Russell St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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