204 Ruckel Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 204 Ruckel Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,883 sqft · built 1992
Lot Size	0.449 acres (19,536 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-5850-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-5850-1`
Alternative APNs	`03-1S-22-5003-0000-0050` `22S103500300000050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,883 sqft Living Area
Gross Area	3,845 sqft
1st Floor Area	2,883 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	19,536 sqft (0.449 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	746 sqft
Porch	Florida Room
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 RUCKEL DR
City	NICEVILLE
State	FL
Zip	32578-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY BAYOU CC EST #3 LOT 5
Legal Range	22W
Legal Township	01S
Legal Section	03
Legal Subdivision	ROCKY BAYOU CC EST
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4014
Census Tract	20900

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 RUCKEL DR, NICEVILLE, FL 32578-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 15, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 24, 2005
Transfer Doc	0025910952
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jul 15, 2022
Property Address	204 RUCKEL DR, NICEVILLE, FL 32578-1716
Document Number	0036324558
Book / Page	3632 / 4558
Map Reference	MB 7 PG 1&2
Instrument Date	Jul 15, 2022
Instrument	3564737
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 RUCKEL DR, 204, NICEVILLE, FL 32578-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RUCKEL DR, NICEVILLE, FL 32578-1716

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jul 15, 2022
Property Address	204 RUCKEL DR, NICEVILLE, FL 32578-1716
Document Number	0036324560
Book / Page	3632 / 4560
Map Reference	MB 7 PG 1&2
Instrument Date	Jul 15, 2022
Instrument	3564738
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 RUCKEL DR, 204, NICEVILLE, FL 32578-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 RUCKEL DR, NICEVILLE, FL 32578-1716

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,088.00 (+6.01%) Homeowner's exemption Widower's exemption	$284,140 (+5.99%)	$545,268 (+4.01%) Land $160,660 Building $384,608
2023	$2,913.00 (+0.66%) Homeowner's exemption Widower's exemption	$268,089 (+3%)	$524,245 (+6.08%) Land $141,773 Building $382,472
2022	$2,894.00 Homeowner's exemption Widower's exemption	$260,281	$494,193 Land $135,022 Building $359,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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