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204 Rouzer Ln, Thurmont, MD 21788 Property Records

Frederick County property record for 204 Rouzer Ln, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,012 sqft · built 1979
Lot Size1.53 acres (66,647 sqft)
OwnerIndividual Name on File
Last Sale$221,350 (Nov 2016)
Tax Bill$4,072 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN15-319828

Property Details

APN / Parcel Number

Primary APN15-319828
Alternative APN
  • 319828

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,012 sqft Living Area
1st Floor Area1,152 sqft
Basement Area860 sqft
Finished Basement860 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area66,647 sqft
Garage TypeCarport
Garage Area816 sqft
CarportCarport
Carport Area816 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area552 sqft
Deck Area244 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number319828
Street Address204 ROUZER LN
CityTHURMONT
StateMD
Zip21788-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 1 SECTION 1 1.532 ACRES BOLLINGER HEIGHTS
Legal SubdivisionBOLLINGER HEIGHTS
Legal Block30
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2082
Census Tract752900

Owner

204 Rouzer Ln is owned and occupied by an individual who bought it in November 2016.

Source: Frederick County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address204 ROUZER LN, THURMONT, MD 21788-1615
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 13, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2016 · Amount on File
Deed SaleNov 16, 2016 · Amount on File
Prior SaleOct 21, 2014 · Amount on File
Deed Document Number201611505-0413
Deed Book / Page11505 / 413
Prior Transfer DateOct 31, 2016
Prior Transfer Doc0115050413
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateAug 17, 2026
Property Address204 ROUZER LN, THURMONT, MD 21788-1615
Document Number1800000064
Book / Page18008 / 64
Instrument DateAug 10, 2026
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1800000064,
DateAug 17, 2026
Book Page18008/64
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMay 13, 2021
Property Address204 ROUZER LN, THURMONT, MD 21788-1615
Document Number0148840326
Book / Page14884 / 326
Map ReferenceMB 70 PG 95
Instrument DateMar 18, 2021
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address204 ROUZER LN, THURMONT, MD 21788-1615

Tax Assessment & Valuation

The 2025 property tax bill for 204 Rouzer Ln was $4,072 with a homeowner's exemption, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,000 (+6.94%) Land $84,200 Building $213,800$298,000 (-) Land $84,200 Building $213,800
2025$4,072.00 (+4.81%) Homeowner's exemption$278,667$298,000 Land $84,200 Building $213,800
2024$3,885.00 (+5.86%)
2023$3,670.00 Homeowner's exemption$240,000 Land $84,200 Building $155,800$240,000 Land $84,200 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Rouzer Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Rouzer Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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