204 Rocky Ridge Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 204 Rocky Ridge Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,097 sqft · built 1986
Lot Size	0.656 acres (28,571 sqft)
Owner	Individual Name on File
Last Sale	$175,500 (Sep 2016)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R154774`

Property Details

APN / Parcel Number

Primary APN	`R154774`
Alternative APNs	`00821300500200111` `154774`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	1,613 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,571 sqft (0.656 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	760 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 ROCKY RIDGE RD
City	RED OAK
State	TX
Zip	75154-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 5 SHADOWRIDGE #3 .6559 AC
Legal Subdivision	SHADOWRIDGE #3
Legal Block	5
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3009
Census Tract	60207

Owner

204 Rocky Ridge Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	204 ROCKY RIDGE RD, RED OAK, TX 75154-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRINITY OAKS MORTGAGE LLC
Aug 16, 2021	Transfer on Death Deed, Transfer
Mar 8, 2018	Deed of Trust, Mortgage CITIZENS NAT'L BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2016 · Amount on File
Deed Sale	Sep 22, 2016 · Amount on File
Deed Document Number	201626150
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000036011
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	204 ROCKY RIDGE RD, RED OAK, TX 75154-5020
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ROCKY RIDGE RD, RED OAK, TX 75154-5020

Mortgage

Document Number	0002319330
Date	Jul 5, 2023
Instrument	2319330

Lender

Name	TRINITY OAKS MORTGAGE LLC
Type	Mortgage Company
Address	RED OAK, TX 75154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2053

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 16, 2021
Property Address	204 ROCKY RIDGE RD, RED OAK, TX 75154-5020
Document Number	0002136011
Map Reference	CAB B SL 212
Instrument Date	Aug 16, 2021
Instrument	2136011
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 ROCKY RIDGE RD, 204, RED OAK, TX 75154-5020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 WISTERIA WAY, RED OAK, TX 75154-8884

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	204 ROCKY RIDGE RD, RED OAK, TX 75154-5020
Document Number	0000007350
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ROCKY RIDGE RD RED OAK TX 751545020, RED OAK, TX 75154-5020

Mortgage

Document Number	0000007350
Date	Mar 15, 2018
Instrument	7350

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 204 Rocky Ridge Rd was $1,369 with exemptions applied, down 43% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,765 (+9.58%) Land $108,000 Building $309,765	$417,765 (+9.58%) Land $108,000 Building $309,765
2025	$1,369.00 (-42.98%) Homeowner's exemption Senior Citizen's exemption	$381,232 Land $108,000 Building $273,232	$381,232 Land $108,000 Building $273,232
2024	$2,401.00 (+1.48%)
2023	$2,366.00 Homeowner's exemption Senior Citizen's exemption	$417,634 Land $85,000 Building $332,634	$417,634 Land $85,000 Building $332,634
2018	$3,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Rocky Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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