204 Riverstone Rd, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 204 Riverstone Rd, Oneonta, NY 13820

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,124 sqft · built 1930
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Mar 2010)
Tax Bill$4,008 (2026)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone AE (high risk)
APN364600 289.00-1-79.00

Property Details

APN / Parcel Number

Primary APN364600 289.00-1-79.00
Alternative APNs
  • 460028900000010790000000
  • 121970

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,124 sqft Living Area
1st Floor Area1,124 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2000
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area9,148 sqft (0.21 acres)
PorchPatio
Porch Area882 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number121970
Street Address204 RIVERSTONE RD
CityONEONTA
StateNY
Zip13820-3418
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Description969 0 0
Legal Block1
Legal Lot Number79.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1025
Census Tract590800

Owner

204 Riverstone Rd, a residential property, is owned by two individuals who bought it in March 2010.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address100 SANTA FE AVE, HAMDEN, CT 06517-1423
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2010 · Amount on File
Deed SaleMar 23, 2010 · Amount on File
Deed Book / Page2010 / 1199
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateNov 10, 2020
Property Address204 RIVERSTONE RD, ONEONTA, NY 13820-3418
Document Number0000005000
Instrument DateOct 27, 2020
Instrument5000
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$532.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address100 SANTA FE AVE HAMDEN CT 065171423, HAMDEN, CT 06517-1423

Tax Assessment & Valuation

The 2026 property tax bill for 204 Riverstone Rd was $4,008, up 0.3% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionOneonta Town
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,008.00 (+0.3%)
2025$3,996.00 (+0.81%)$126,100 (-) Land $7,700 Building $118,400$180,143 (+2.86%) Land $11,000 Building $169,143
2024$3,964.00 (+246.5%)$126,100 (-) Land $7,700 Building $118,400$175,139 (+8.33%) Land $10,694 Building $164,445
2023$1,144.00$126,100 (-) Land $7,700 Building $118,400$161,667 (+12.82%) Land $9,872 Building $151,795
2022$126,100 Land $7,700 Building $118,400$143,295 Land $8,750 Building $134,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Riverstone Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1979–2011)
Claims Outside the SFHA1 of 9
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Riverstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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