Home Michigan Cheboygan County Cheboygan Riverside Dr
204 Riverside Dr, Cheboygan, MI 49721 Property Records
Cheboygan County property record for 204 Riverside Dr, Cheboygan, MI 49721
Property Summary
Property Type Single Family Home Lot Size 0.33 acres (14,375 sqft) Owner 2 Individual Names on File Last Sale $300,000 (May 2026) Tax Bill $6,609 (2025) Deeds & Mortgages Jun 2026 Transfer Feb 2021 Mortgage + 9 more Flood Zone Zone X (minimal risk)APN 052-E61-001-008-00
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Property Details APN / Parcel Number
Primary APN 052-E61-001-008-00
Exterior
Lot Area 14,375 sqft (0.33 acres)
Location & Zoning Street Address 204 RIVERSIDE DR City CHEBOYGAN State MI Zip 49721-2281 Property Category Residential Property Type Residential > Single Family > Home Legal Description EAST RIVERSIDE SUBDIVISION, LOT 8. (SEC 6, T37N,R1W) 111/877;1301/563;1301/563 Legal Range 01W Legal Township 008 Legal Section 06 Legal Subdivision RIVERSIDE SUB Legal Lot Number 8 Jurisdiction CHEBOYGAN MI Township / Civil Division CHEBOYGAN Census Block Group 2 Census Block 2022 Census Tract 960300
Owner
204 Riverside Dr is owned and occupied by two individuals who acquired it in May 2026.
Source: Cheboygan County records, as of July 15, 2026
Owner of Record 2 Individual Names on File Mailing Address 5341 ALPHOF RD, HARBOR SPRINGS, MI 49740-8502 Occupancy Owner Occupied Owner Type Individual
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Jun 25, 2026 Quit Claim Deed, Transfer Quitclaim Feb 10, 2021 Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION Feb 27, 2023 Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE Feb 10, 2021 Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION Feb 27, 2023 Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE Apr 20, 2015 Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN Mar 9, 2026 Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE May 6, 2026 Warranty Deed, Transfer · Conventional Mortgage STATE PIUS X FEDERAL CREDIT UNION May 6, 2026 Deed of Trust, Mortgage · Conventional Mortgage STATE PIUS X FEDERAL CREDIT UNION Mar 9, 2026 Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE Mar 9, 2026 Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale May 6, 2026 · Amount on File Deed Sale May 6, 2026 · Amount on File Prior Sale Nov 13, 2008 Deed Book / Page 1581 / 616 Last Transfer Date May 27, 2026 Transfer Doc 1585000420 Record Updated Sep 20, 2026
June 2026: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction CHEBOYGAN MI Recording Date Jun 25, 2026 Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Document Number 1585000420 Book / Page 1585 / 420 Instrument Date May 27, 2026 Transaction Type Transfer Record Updated Aug 30, 2026
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 5341 ALPHOF RD, HARBOR SPRINGS, MI 49740-8502
February 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated May 26, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001439/0000000940 Date Feb 10, 2021 Book Page 0000001439/0000000940
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 240 Months Due Jan 1, 2041
February 2023: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated May 26, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001503/0000000014 Date Feb 27, 2023 Book Page 0000001503/0000000014
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Jan 1, 2053
February 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated May 18, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001439/0000000940 Date Feb 10, 2021 Book Page 0000001439/0000000940
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 240 Months Due Jan 1, 2041
February 2023: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated May 18, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001503/0000000014 Date Feb 27, 2023 Book Page 0000001503/0000000014
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Jan 1, 2053
April 2015: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated May 18, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 01280/0194 Date Apr 20, 2015 Book Page 1280/0194
Lender
Name CITIZENS NATIONAL BANK OF CHEBOYGAN Address ONAWAY, MI 49765
Agreement
Amount Amount on Record Term 181 Months Due May 1, 2030
March 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated May 18, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001577/0000000370 Date Mar 9, 2026 Book Page 0000001577/0000000370
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Jan 1, 2056
May 2026: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction CHEBOYGAN MI Recording Date May 6, 2026 Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Document Number 001581/616 Book / Page 1581 / 616 Instrument Date Apr 27, 2026 Transaction Type Transfer Record Updated May 19, 2026
Transaction
Amount Amount on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 5341 ALPHOF RD, HARBOR SPRINGS, MI 49740-8502
Mortgage
Document Number 1581000619, Date May 6, 2026 Book Page 1581/619
Lender
Name STATE PIUS X FEDERAL CREDIT UNION
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months
Interest
Rate 5.75% Type Change Date May 1, 2029 Max Rate -1%
May 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Recording Date May 6, 2026 Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Document Number 0000001581/0000000619 Book / Page 1581 / 619 Instrument Date Apr 27, 2026 Transaction Type Mortgage Record Updated Jul 12, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 5341 ALPHOF RD, HARBOR SPRINGS, MI 49740-8502
Mortgage
Document Number 1581000619, Date May 6, 2026 Book Page 1581/619
Lender
Name STATE PIUS X FEDERAL CREDIT UNION
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months
Interest
Rate 5.75% Type Change Date May 1, 2020 Max Rate -1%
March 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated Mar 30, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001577/0000000370 Date Mar 9, 2026 Book Page 0000001577/0000000370
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Jan 1, 2056
March 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction CHEBOYGAN MI Property Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281 Transaction Type Mortgage Record Updated Mar 23, 2026
Transferred To (Grantee/Buyer)
Name Verified Name Address 204 RIVERSIDE DR, CHEBOYGAN, MI 49721-2281
Mortgage
Document Number 0000001577/0000000370 Date Mar 9, 2026 Book Page 0000001577/0000000370
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Jan 1, 2056
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Tax Assessment & Valuation
The 2025 property tax bill for 204 Riverside Dr was $6,609 with a homeowner's exemption, down 12.6% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
Property Jurisdictions
Type Name State Michigan County Cheboygan County Municipality Cheboygan City Unified School District Cheboygan Area Schools (KG - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $187,100 (-4.25%) $374,200 (-4.25%) 2025 $6,609.00 (-12.57%) Homeowner's exemption $195,400 $390,800 2024 $7,559.00 2023 $146,000 $292,000 2022 $6,290.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 204 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Nearest Special Flood Hazard Area Zone AE, within 500 ft Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 204 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 98% of the US · lower than 95% of Michigan Wildfire Likelihood Under 0.01% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System CITY OF CHEBOYGANserves 5,500 people · EPA ID MI0001360 Water Source Groundwater Last State Inspection Oct 2024 Lead 3 ppb (2026)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 4last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) SpectrumCable 1,000 / 1,000 VerizonFixed Wireless 300 / 20 T-MobileFixed Wireless 100 / 20
May also be available: Cherry Capital Connection.
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