204 Riverland Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 204 Riverland Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,472 sqft · built 2003
Lot Size	0.131 acres (5,724 sqft)
Owner	2 Company Names on Record
Last Sale	$2,400,500 (Mar 2024)
Tax Bill	$31,410 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`223-210-045-9`

Property Details

APN / Parcel Number

Primary APN	`223-210-045-9`
Alternative APN	`223-210-045`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,472 sqft Living Area
1st Floor Area	1,809 sqft
2nd Floor Area	1,663 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Lot Area	5,724 sqft (0.131 acres)
Garage Type	Attached
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	204 RIVERLAND CT
City	SAN RAMON
State	CA
Zip	94582-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8155 L807
Legal Subdivision	SUBDIVISION #8155
Legal Tract	8155
Legal Lot Number	807
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3000
Census Tract	355124

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 13, 2024	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNI FIRST INVESTMENT INC
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PARTNERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202423017
Prior Transfer Date	Sep 26, 2015
Prior Transfer Doc	0000200840
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200

Mortgage

Document Number	0000013602
Date	Feb 11, 2026
Instrument	2026- 013602

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200

Mortgage

Document Number	0000102088
Date	Sep 30, 2025
Instrument	2025- 102088

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 13, 2024
Property Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Document Number	0000023017
Map Reference	MB 450 PG 14
Instrument Date	Mar 7, 2024
Instrument	2024-023017
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200

Mortgage

Document Number	0000023018
Date	Mar 13, 2024
Instrument	2024-023018

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200

Mortgage

Document Number	0000232137
Date	Oct 8, 2020
Instrument	2020-232137

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200

Mortgage

Document Number	0000094950
Date	Mar 30, 2021
Instrument	2021-094950

Lender

Name	UNI FIRST INVESTMENT INC
Type	Non-Lending Institution
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	204 RIVERLAND CT, SAN RAMON, CA 94582-5200
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000119848
Date	Jul 29, 2022
Instrument	2022-119848

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	3-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,497,480 (+2%) Land $1,353,040 Building $1,144,440
2025	$31,410.00 (+0.85%) Homeowner's exemption	$2,448,510 (+3.1%) Land $1,326,510 Building $1,122,000
2023	$31,144.00 (+63.94%)	$2,375,000 Land $1,500,000 Building $875,000
2022	$18,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet, Verizon.

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