Elko County property record for 204 River St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1935 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Sep 2025) |
| Tax Bill | $661 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 001-392-001 |
| Primary APN | 001-392-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Gross Area | 954 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 162 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|
| Street Address | 204 RIVER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZGI |
| Legal Description | FORMERLY CENTRAL ADDITION FILE 3,AND,NOW KNOWN AS THE PARCEL ON REVERSION TO ACREAGE,MAP FILE 710417, TO BE DESCRIBED BY METE |
| Legal Subdivision | CENTRAL ADDITION |
| Legal Block | 46 |
| Legal Lot Number | 11-12 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 951000 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3056 MCKALL CIR, ELKO, NV 89801-2476 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 2025854949 |
| Prior Transfer Date | Sep 30, 2024 |
| Prior Transfer Doc | 0000841503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 22, 2025 |
| Property Address | 204 RIVER ST, ELKO, NV 89801-3647 |
| Document Number | 0000854949 |
| Map Reference | DOC 841503 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 854949 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 CEDARLAWN DR, SPRING CREEK, NV 89815-6718 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3056 MCKALL CIR, ELKO, NV 89801-2476 |
| Document Number | 0000854950 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 854950 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 22, 2040 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661.00 (+5.42%) | $27,574 (-0.04%) Land $12,950 Building $14,624 | $78,783 (-0.04%) Land $37,000 Building $41,783 |
| 2025 | $627.00 (+2.79%) | $27,584 (+55.18%) Land $12,950 Building $14,634 | $78,811 (+55.17%) Land $37,000 Building $41,811 |
| 2024 | $610.00 (+9.91%) | ||
| 2023 | $555.00 (+2.97%) | $17,776 (+15%) Land $4,375 Building $13,401 | $50,789 (+15%) Land $12,500 Building $38,289 |
| 2022 | $539.00 | $15,458 Land $4,375 Building $11,083 | $44,166 Land $12,500 Building $31,666 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2005–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 40% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: CC Communications Broadband, Rise Broadband.
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